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10 Ways to switch to a minimalist lifestyle to make the most of money

Today’s post is contributed by Amy Nickson, a passionate writer on finance. Amy is a professional blogger whom has started her own blog and also works as a contributor for the Oak View Law Group. Please share your opinions by commenting below.

10 Ways to switch to a minimalist lifestyle to make the most of money

Living a minimalist lifestyle has many benefits; it offers more free time, more money in the bank account, and a meaningful way to live the life. Once you adopt a minimalist lifestyle, it will change the way you live your life. Such a lifestyle can change the idea of spending a day, finding happiness, and fulfilling a dream.

However, adopting a minimalist lifestyle is not easy; it is a total transformation of lifestyle.

Most of us have materialistic mindset; therefore, living a minimalist lifestyle can be difficult at the beginning.

However, nothing is impossible; you can try to adopt the simple living mantra to understand the differences between living life with a lot of stuff and living with less.

Keeping in mind that most of you are a beginner when it comes to living a minimalist lifestyle, I am sharing some easy ways to help you to adopt it.

Minimalism is simplifying everything in your life

“Simplifying everything in life” – What does it mean? Well, it means you need to simplify your entire lifestyle including the diet, stuff, debt, health, home, and time.

Sounds scary! Here are 8 easy tips, which can simplify your lifestyle without taking a lot of stress.

1. Write down your minimalism goals

Since living as a minimalist is not easy; you have to be focused on it consistently. Thus, it is important to write down the motive of living a simple life. If debt problem is the main reason you want to simplify your lifestyle, then note it down. Similarly, you can write down other problems that are the reasons behind adopting the minimalist lifestyle, it can be getting no free time for family, feeling stressed out after work, failing to save money, wasting food, and craving for stuff.

If you think it is too difficult to keep going with the minimalist lifestyle, write down the goals. It will motivate you to follow your changed lifestyle.

2. Donate the extra things

Living with unnecessary things often overwhelm us, especially things that are extra. You should find out the extra things and keep them out of your sight. If you don’t need them for at least a month, then you should donate them to people who need them more than you. Once you start living with less stuff, your life will become blissful and less burdened.

Related: Sell stuff on Craigslist or eBay.

3. Carry less things while traveling

Travelling is for refreshment, not for becoming a fashionista. People often take stress regarding the packing for their trip. If they are going for a 4-day trip, they usually pack for 8 days, which is wrong. Pack for 2 day for a 4-day trip. Wash clothes, dry them and wear the same clothes while on a trip. Instead of concentrating on dress up, enjoy the trip wholeheartedly. Carrying less baggage can allow you to move more freely and feel relaxed.

4. Declutter your home

A clean home is blissful. A home full of clutter makes you stressed, irritated, and busy all the time. Thus, you should try to make your home clutter-free, as much as possible. Though the task is not easy, yet you can give it a try. Make your home clutter-free, step by step. Start with your living room, kitchen counter top, bed room, dining space, etc. One day, you will find a neat and clean home with stuff that is necessary.

5. Simplify your style

If you are not a fashion blogger, who needs a lot of stuff to come with fashion tips, then you must try to simplify your everyday style. Don’t go mad with watches, shoes, dresses, bags, jewelry, accessories, etc. Honestly, you know how much is too much. So, show your commitment to other more challenging things in your life instead of wasting money and time on getting dressed up.

6. Go back to the basic

We all are now tech savvy and think all the gadgets are making our life simple. Yes, some are useful, but some are just making your life complicated. How?

The phone is not a necessity; you need to call someone in an emergency. But, now you have a smartphone with sufficient data. You are doing nothing but surfing the phone all the day. A basic phone is enough to contact someone. I agree that smartphone makes our life easier like easy banking, paying money by offering easy banking digital wallet, easy booking, etc. But, it also makes us engaged all the day and you don’t have time to talk to the person who is sitting just beside you.

It is way better to use such gadgets when in need. Enjoy some time with your dear ones to feel alive.

7. Cut down the cable cord

Now cable operators charge about $100 a month for 500 different channels. Out of all the channels, you watch only 7-10. I don’t know why do people pay so much money for things they don’t need at all. Simply pay for channels that you watch mostly and cut down the expenses for those unseen channels.

8. Simplify your meals

Having food is necessary, but thinking what you should eat at breakfast, lunch, and dinner for every day is not necessary. Set the meals for the whole week and rotate it. You will able to eat all the meals that are necessary to intake without wasting time at the grocery store.

9. Build an emergency fund

Financial problem is no doubt one of the biggest stress givers. If you don’t be good with money, it will always create problems. Most of the times, an emergency makes people financially stressful. To fight back with the emergency, people use some easy solutions like using a credit card, taking out a loan, borrowing money from 401(k) fund, etc. All these are financial blunders.

Why commit these painful financial blunders when you have an easy solution to combat with uncertain emergencies. What is the solution? The answer is keeping an emergency fund. Yes, by building an emergency fund, you can cope up with every unforeseen financial challenges without incurring additional debts. You just need to set aside a certain amount into an emergency fund. After a certain time, you will have enough money for any unforeseen emergencies. It will reduce your financial stress to a great extent.

10. Practice frugal living

Frugal living and minimalist living go hand in hand. Frugal living is all about living life in a meaningful way. Frugal living encourages to live within your means. By doing so, you can afford to live a life that you always wanted to live. Living frugally unlocks the world of financial prospects. It will help you save money, pay off debt, fund your children’s education, build a retirement fund (see Andrew’s Investments), plan for a trip, and so on.

Novice minimalists should avoid living an extreme minimalist lifestyle

Living a minimalist lifestyle has many benefits, but you shouldn’t live it in an extreme way. By living an extreme minimalist lifestyle, you will lose the focus and feel demotivated soon. So, you can read books on minimalist living to adopt a minimalist lifestyle in a proper way. The proper guide to minimalist living is important to live with less stuff while feeling delighted. Take small steps to adopt the new lifestyle with less stuff, less debt, and less worry.

Domain Flipping: Make Money Buying and Selling Domain Names

Domain Flipping: Make Money Buying and Selling Domain Names

There’s an entire underground world on the internet of people buying and selling domain names, it’s called Domain Flipping. Thing is, anyone can do it and make money. Think of it like flipping real estate, but instead, you’re flipping website domains.

What is Domain Flipping?

Similar to real estate flipping. You are flipping website domains. These are the addresses you type into your internet browsers that direct you to the website you’re looking for. These are the addresses that end with (.com), (.org), (.biz), (.net) and so on. In total there are about 280 different domain extensions.

Domain Flipping is buying these addresses for a low price and then selling it for a higher price.

Crazy Domain Flipping Success Stories

If you’re curious to how much people have made while buying and selling domain names or domain flipping, here are some examples of success stories that have hit the news.

Page Howe once owned the domain name “Seniors(.com)”. He originally purchased the domain name for $100,000, which is a lot mind you, most domains sell for $12. He later sold “Seniors(.com)” for $1.8 Million or $1.5 Million after his broker commissions.

In a similar fashion, Page Howe also owned the domain name Guy(.com) and he sold that a few months later for $1 million. If he bought that for the average $12 for a domain name, he made an 83,333% profit buying and selling domain names.

Here are some other crazy sales in the millions

  • Cameras(.com) was sold in 2006 for $1,500,000
  • DataRecovery(.com) was sold in 2008 for $1,659,000
  • Computer(.com) was sold in 2007 for $2,100,000
  • CreditCards(.com) was sold in 2004 for $2,750,000
  • Candy(.com) was sold in 2009 for $3,000,000
  • Toys(.com) was sold in 2009 for $5,100,000
  • Business(.com) was reported to have sold in 1999 for $7,500,000
  • Hotels(.com) was sold in 2001 for $11,000,000

What these success stories have in common

All these success stories have one major thing in common, they are typically one, generic word. There is a HUGE advantage in having a small, easy to remember domain name. If you’re a company that sells cameras, having the domain name Camera(.com) is beneficial. You’re in a prime marketing spot online for people to looking to buy a camera.

Think about these common word website domains as the New York Times Square of real estate in the digital domain world. You’re buying these website domains because people are familiar with those words. The more common a word or phrase is, the more valuable it can be.

Currently, the (.com) domain extensions are the most popular, but like I mentioned. There are 280 different types of domain extensions possible. Most people though associate a web address with a (.com) extension. So I will focus on these.

In the future, other well-known extensions like (.co) will become more popular but we’re not there yet. If you’re looking to buy a domain and sell it, you’ll likely want a (.com) extension.

Here’s How To Start Domain Flipping (I tried it)

Looking at some of these success stories, I wanted to give it a try.

I likely couldn’t find any one-word domain names (most are taken) but I could find a couple popular phrases that have an available domain name.

Here’s how I started.

Step 1 – Find Popular Phrases

To find popular phrases I opened up the Google Keyword Planner. This free tool by Google, allows you to find out how often a word or phrase is searched in Google. A phrase like “Yoga Mat’ has on average, about 10K – 100k monthly searches. That’s A LOT. However a more niche phrase like “Good Yoga Mats” only has 100 – 1K monthly searches. These seem similar, but I wanted to focus on the exact popular phrase that people are searching for.

The more searches your popular phrase gets, the more valuable your exact domain name could be. Try finding popular phrases with the Google Keyword Planner.

Google Keyword Planner for buying and selling domain names

Words/Phrases to consider:

Choose Niches that make money: People will buy a website domain if they think they can use it to make money. So buying popular phrases/words that could be associated with selling something like computers(.com) or hotels(.com) could be used by a company to sell computers or hotel reservations. However, something like Warof1812(.com) may not have the same business potential.

Local Domain Names: Something like TireRepair(.com) may be taken but you should also look into DenverTireRepair(.com). Sometimes local cities have high search rates that may have an available domain. It’s definitely decreasing your audience the more you niche down, but your chances of having an available domain increases.

Future Potential: Think about what’s next in the world and see if you can buy the name first. Do you know rocket powered sneakers are the next big thing? Try buying the domain name RocketPoweredSneakers(.com) and sell it when it’s at the peak of popularity. It’s currently available, I checked, you can buy it now.

Current Craze: When PokémonGo was HUGE last year, my domain flipping friends (Matt of Handshakin.com is one) were all about buying domains like PokeStopNearMe(.com) and other related domains associated with the PokémonGo craziness. It’s like the day trading of the domain world. You’re buying domains during the hype and hope to sell them for a higher price quickly before the hype fades.

Date Names: Do you like to think about future events like the 2030 Olympics? Think about buying the domain 2030OlympicStadium(.com) or other Date Names that could be a hot item to buy when the date gets closer.

Avoid Trademarks: You do need to be careful from a legal standpoint. If you choose a name that too close to a trademark name like McDonaldsBurgersSuck(.com) it could result in a lawsuit that could force you to give them the name for free. In general, I try to avoid buying and selling domain names close to a trademark name.

Step 2 – Filter Popular Phrases with available domain names

Once I did a search of any phrase, I would immediately download the results from the Google Keyword Planner and export the list to excel. Usually, you could only download around 750 results from the Google Keyword Planner at a time.

I would copy and paste those phrases that had above one thousand searches a month into GoDaddy’s Bulk Search Option to see how many of those phrases are available. It’s great you can search up to 500 phrases at a time to see if there is a (.com) domain extension available.

GoDaddy Bulk Search find finding the right domains for Domain Flipping

Now I used GoDaddy because it’s a simple and easy way to search for available domains, but it’s definitely not the only game in town. I use my hosting service, Bluehost, to actually buy my domains, to keep them all in one place.

I repeated Step 1 & Step 2 a lot, like 5 hours on Sunday to find popular phrases that have high monthly searches or future potential.

In the end, I had a small list of available domains with how often they’re searched for online. The longer you do this, the larger your list could be of popular phrases of available domain names to buy.

  • Domain Name
  • IHateCold(.com)
  • ReallyFunnyJoke(.com)
  • ThisExists(.com)
  • FunnyOfficeGifts(.com)
  • BoredDefinition(.com)
  • CharityDefinition(.com)
  • OfficeBoredom(.com)
  • WaysToEarnMoneyFast(.com)
  • ThingsThatAreBlack(.com)
  • Average Monthly Searches
  • 100 – 1k
  • 10k – 100k
  • 100 – 1k
  • 1k – 10k
  • 10k – 100k
  • 10k – 100k
  • 10 – 100
  • 1k – 10k
  • 1k – 10k

Step 3 – Buy your Domain with the most potential

After veting my list for a while, I knew I only had a budget to buy 2 domain names. So I limited my selection to the very best.

The two domain names I bought were:

  1. ReallyGoodJoke.com – The phrase alone “Really Good Joke” has between 10k – 100k average monthly searches, this is the highest searched name I found. Meaning that people are regularly looking for a really good joke. So having the domain name that matches exactly this search, will be very valuable.
  2. IHateCold.com – This phrase only had 100 – 1k monthly searches but I think it’s a phrase that has winter sports gear potential. Typically when people are buying cold weather gear they are thinking “I hate the cold” and if a business capitalizes on that feeling with this domain name, it could be profitable.

Sad Fact: I bought both of these for $11.99 but that’s only a 1 year license to own these. So it’s more like leasing. You have to renew your ownership of domains every year. So holding both of these domain names for 10 years will cost a total of $260.

The two domains I bought for my first Domain Flipping experiment.

Step 4 – Market Your Domain Names for Sale

Just because you bought the domain name, people aren’t magically going to email you offering millions of dollars for your domain. You have to let people know you have it for sale and how it can benefit them.

My next steps:

  1. Parking the Domain Name: When you park a domain name, every time someone enters IHateCold(.com) into their web browsers, a page with a few ads and sales info is shown. So you’re letting the visitor know that the domain is for sale and you make a few cents on the ads displayed for views. There are several domain parking services for when their buying and selling domain names, but I’ll go into that in another post.
  2. Contact Potential Buying Companies: With my domain IHateCold(.com) I will email the marketing teams of some of the large winter clothing companies and let them know of the available domain to buy and a few potential slogans they could use with the domain name. This is a very “I’m here to help you” scenario that I’m curious to see how it plays out. They’ll have to learn about the domain name for sale somehow, right?
  3. Wait for people to contact me: When I bought my two domains, I didn’t pay the extra $12 for Domain Privacy, learn about Domain Privacy here, so anyone can look up the owner of IHateCold(.com) and ReallyFunnyJoke(.com) in the ICANN WHOIS Database. It can tell you whoever owns any website unless that domain owner pays for domain privacy. So if someone was really interested in any of my websites, they could look me up and shoot me an email about their interest.
  4. Auction: There are numerous auction sites where people buy domain names. Just because they didn’t think about the potential name IHateCold(.com) before doesn’t mean when they see it in an auction, they won’t buy it. You may make a few bucks just because you thought of a creative name they didn’t think of.

If you’re looking to Auction a name, here are some popular sites you can auction your new domain name.

Usually, these auction sites take 20% – 30% of the sale. They take so much because they are providing the audience that is actively looking for buying and selling domain names. Otherwise, it’d take forever to sell a name.

Don’t expect to sell your domain right away, it sometimes takes months or years to sell a domain name. Sometimes not at all. Not many people make buying and selling domain names a full time business. For most domain buyers and sellers, it’s a part time job.

A lot of people who are regularly buying and selling domain names have a portfolio of hundreds of domain names. A sale of a website name for $6,000 might sound like a lot, but often times it only pays for their library of domain names they’re paying an annual subscription to hold.

In the end, a domain name is only as valuable as the price a buyer is willing to buy it.

Conclusion on Domain Flipping

We covered a lot, what is domain flipping, some crazy success stories and step by step guide to buying and selling domain names. This is something you could totally start right now as another way to make money.

I’ll be honest I’m just excited to own a couple of website domains, they’re my own little piece of the internet. I’ll likely hold onto these for a couple of years if I can’t sell them right away.

The fun part of this is the potential to discover those hidden gems like hotels(.com) and sell it for $11M down the road. It’s not likely to happen for the domains I have, but I now know the process. I can be on the lookout for website domains in upcoming trends. I’ll let you know how it goes!

How to Start a Blog – When You Know Nothing About Blogging

How To Start A Blog Header Image

How To Start A Blog

Two of my friends want to learn How to Start a Blog. Justin wants to start a cooking blog and Emma is going to start a travel blog. Since I’ve created over a dozen websites/blogs, I wrote them a guide on How to Start A Blog When You Know Nothing About Blogging. They’ve never set up a blog before, so this is a complete guide (tons of screenshots) for setting up your first blog.

No matter if you want to set up a Finance, Fashion, Travel, Cooking or Photography blog. This guide will set you up with your own unique blog in 20 minutes.

Why Do People Start Blogs?

Both Justin and Emma want to learn how to start a blog so that they can do what they love, write! They want to write about topics they’re passionate about and knowledgeable on. Their goal is to make enough money with their blog, so eventually, they can quit their job and work from home blogging. It’s entirely possible and super easy.

Other popular reasons people start blogging are:

  • Make Money from blogging Anywhere – Many people make a great side income or full income from writing about what they love and know. Plus you can do it anywhere, at home, in a coffee shop or in an RV traveling the United States.
  • Self-Publish Writing – If you have a story you want to tell, but don’t have the resources to find publishers and print hundreds of books. Try starting a blog and share your story immediately. You can start to build an audience and become an expert in your field with a website.
  • Promote a Business – If your business isn’t online, it doesn’t exist. This is how people find if a company is open, what it does and how it affects the community. A blog is a simple and FAST way to get your business online and start reaching customers.

Save time, don’t use third party blogging websites.

Save yourself so many future headaches when learning how to start a blog by NOT using a third party blogging site. Some people start blogging on these because they think it’s easier than setting up your own blog, but it’s not.

If you use a third party website like Blogger, you won’t have a custom domain (like WalletSquirrel.com, it’ll be something like www.blogger.walletsquirrel) which comes off odd, then you’ll pay tons for add-ons to get the look and feel you want and you’ll never have complete control over your own blog.

One of the biggest reasons to start your own blog is so you can later make money off of it. You just can’t easily monetize if you use a third party website. Click here to start your own blog on WordPress.

WordPress is the most popular Blogging Platform, use it!

Most blogs use WordPress, in fact, 25% of the websites on the internet are run by WordPress. That’s the ENTIRE internet. Every website I’ve ever built runs on WordPress because it’s SUPER easy and convenient. If you learn the easiest way to start a blog, start your blog on WordPress.

Easy Steps on How To Start A Blog

Here is the basic overview on how to start a blog. It’s really simple to set up a blog in 20 minutes.

  1. Figure out what your blog is about
  2. Decide on a domain name
  3. Choose a web host (I use Bluehost because it’s one of the best, and cheap)
  4. Click 1-button install for WordPress
  5. Start writing for your blog & customize

Easy Step 1 – Figure out what you want to blog about

Whether you’re creating a finance, fashion, cooking, travel, photography or business blog. You want to have a solid idea about what you’re going to write about.

If you’re like Justin wanting to create a cooking blog, it helps if you niche down to a Gluten-Free Cooking Blog or Farm-To-Table Cooking Blog. If you don’t niche down, your blog will likely get lost in the sea of other cooking blogs. When you niche down to a specific cooking blog, your blog will stand out more and be recognized as THAT Gluten-Free Blog or whatever you want to write about.

Also when you’re thinking about “How to Start a Blog”, think about how your blog could grow and make money in the future. If you want to create a Gluten Free Cooking Blog, start thinking about how you could incorporate affiliate links into your favorite recipe books and cooking tools or where advertisements may go in a sidebar.

The better you can visualize and plan what your blog may become, the easier it will be to come up with a name and direction for your new blog.

Easy Step 2 – Decide on a Domain Name

Domain names are what people will type into their website browser to find your website. It’s your online address.

Not going to lie, when I started Wallet Squirrel I had over 100 domain name ideas. I would daily write new domain name ideas in my phone like “MillennialRetirement.com” and search GoDaddy.com to see if they were available. It wasn’t….

I always use GoDaddy to see if a domain name is available because it has a nice and clean search option to find available domains. So think about different domain ideas that relate to your website and use GoDaddy to see if they’re available. A good domain can really help your website. However, don’t buy a domain through GoDaddy. When you sign up for web hosting through Bluehost later, you’ll get a free domain name.

I always chose a (.com) domain because those are the most trusted domain extensions. If I chose “MillennialRetirement.net” it would not only sound cheesy and made up to me. People might be hesitant to click on it because most web sites are (com). You could take a risk choosing a different extension like (.net) or (.co), but I wouldn’t.

Get creative and find a unique (.com) domain that’s:

  • short
  • easy to remember
  • easy to type
  • reflects what you want to write about

Before I settled on WalletSquirrel.com I went through TONS of different domain name possibilities. Here are a few.

Potential Website Names When I Started this Website (Wallet Squirrel)

  1. Dividend Student (.com)
  2. Millennial Dividends (.com)
  3. Get Dividends Monthly (.com)
  4. All Dividend Revenue (.com)
  5. The Dividend Experiment (.com)
  6. Perpetual Dividends (.com)
  7. Dividends Wanted (.com)
  8. Invest The Hustle (.com)
  9. Dividend Army (.com)
  10. Div Push (.com)
  11. Dividend Entrepreneur (.com)
  12. Div Effect (.com)
  13. Dividend Pursuit (.com)
  14. Test Earn Invest (.com)
  15. Dividend Invested (.com)
  16. Dividend Theory (.com)
  17. Div Rule (.com)
  18. Think Dividend (.com)
  19. Dividend Passive Income (.com)
  20. Wallet Squirrel (.com)

You may get the idea that I was pretty focused on Dividends. However, like I mentioned in Step One, think about the future of your site. I considered expanding beyond dividends and the stock market, so I went with Wallet Squirrel with the tag line “Save your nuts”. It was relatable to finance with the word “Wallet” but fun with “Squirrel” and the tag line “Save your nuts” is pretty memorable. This way I would have some flexibility on how I wanted to grow Wallet Squirrel.

When you’re planning how to start a blog, think about how your website may grow. I usually think about my websites like TV seasons. Where do I want my website to be in season 4? Does my domain name idea still make sense?

Easy Step 3 – Choose a Web Host (Important)

This is the virtual cloud that will host your blog. Think of it digital real estate that will house your blog on the internet. Your web host will affect how fast your site is, how much you pay and how good their tech support is.

 

I personally use Bluehost for all my websites (including Wallet Squirrel) because it’s the best price for how fast Bluehost runs my websites (Google ranks faster websites higher) and their tech support is amazing. I just shoot them a text on their website if I have a question and they solve any issue in minutes, it’s the best. You can even just chat with them before you sign up on how to start a blog.

For reading this post, you can use my referral code to get a great discount on hosting and start at $3.95 per month. Plus you’ll get a free website domain (your internet address), which normally costs $12.

 

Other reasons to use Bluehost for your first blog

  • WordPress through Bluehost is free!
  • There is a 1-click button to automatically set up WordPress on Bluehost (EASY & FAST)
  • Bluehost is faster than most web hosts, which will better your Search Engine Optimization (SEO)
  • Hosting your own website on Bluehost looks more professional than a third party site like Blogger
  • Their Tech Support works with tons of new bloggers like you, and you can text them rather than calling (I love that!)
  • 30-Day Money Back Guarantee. No risk if you don’t like it.

Fill Out Some Info

Select the plan you like (you can upgrade/downgrade anytime) and fill out the general account and billing Info. This is what the General account information will ask you.

It’s really not that intrusive. You don’t have to fill out a social security number or anything too personal. Once you fill out the “account info” you scroll down for the package you want. The “package information” or hosting options seems really intimidating to someone who’s never signed up before, but only because you’ve never done it before. Here are the options.

Here is what I choose for my websites.

  • Account Plan – If you’re just starting off, keep it cheap and choose only 12 months. If you really like blogging, you won’t mind paying for a new plan in 12 months. If you don’t like it, you didn’t spend that much money and you always have your 30-day money back guarantee.
  • Domain Privacy Protection – The internet has a database for which websites are owned by who. Domain Privacy allows you to keep your name off that list so you don’t get bugged by sales people who found your email as the owner of your new website. I usually order this.

Everything else is not really needed. I’d consider adding additional services only once you get more familiar with your website and find a need. There is no need to pay for things before you realize if you need them or not.

You’re Signed up!

That’s it! Once you sign up, you’ll get a confirmation email that will take you to your Bluehost menu. You can start right away, no 3-5 business day set up time.

Easy Step 4 – One Button Install For WordPress

So you planned what you want to write about, you picked a domain and signed up with Bluehost to host your new blog. Now you just need to install WordPress. This part is easy. The menu on Bluehost is called their cPanel. This is the main menu that you’ll be directed to once you click their confirmation email.

Select the “Install WordPress” button. It’s a one-click install button. Once you do that, you’re in the process of installing WordPress, you’ll just need to:

  1. Select your domain name, from the options to install WordPress on
  2. Select Advanced Options and choose a username and password. Remember that websites sometimes get attacked. So choose a username and password that’s long. The longer the password, the harder it is to break.
  3. Select “Install Now”.

At this point, you have a WordPress blog!

Easy Step 5 – Design and Start Writing for Your Blog

From now on, all you have to do is go to your new domain “yourwebsitename.com/admin”. To sign into your WordPress Blog. You no longer have to deal with Bluehost at all. Everything you do from here on out is all on your new WordPress blog.

Once you log into your new WordPress Blog, Your Admin Menu will look like this.

How To Start A Blog - WordPress Admin Panel

This is close to what every WordPress Blog looks like, the main options for every WordPress blog are:

  • Posts – These are where you write you daily, weekly, monthly articles for your blog. These are your cooking articles or travel adventures. This is the “blog” portion of the blog.
  • Media – Every image/video you upload to your blog, all those media files live here. You can add images in your actual posts and pages, but all your media content can be viewed here.
  • Pages – These are the “About Me“, “Contact Us“, “Ways to Make Money” pages. These are usually static pages that aren’t your daily, weekly, monthly posts.

Customize the look of your blog

If you want to want to change the look of your blog, you can change the theme under “Appearance”. Themes are like costumes for your blog. Different themes will change the colors, fonts, and style of blog. I personally use the Enfold theme, bought from Themeforest. It’s very user-friendly (plug and play) with tons of documentation.

*Bonus* – Make money with your blog

Don’t come off cheezy placing ads everywhere, instead install a plugin like Viglink for affiliate marketing. Now, anytime you reference a blender (my personal blender) on Amazon, Viglink will automatically track clicks on that link and you’ll receive a commission if someone buys. Viglink is partnered with over 2,000 online merchants (including Amazon), chances are your favorite websites are included. So once you learn how to start a blog, your blog can start making a little money.

Done, You have a blog!

I ran through this (while talking) with Justin and Emma to set up their blog in under 20 minutes. They took it from there and immediately started writing and designing. Again, I set up their blog through Bluehost, which made it a lot easier. You could probably set up a blog on your own (not talking) even faster.

Let me know if you have any questions on how to start a blog! I’d love to help or share more of my experiences!

*Disclosure – I host all my websites on Bluehost and we receive a commission if you sign up through our referral links.

Fluid App Review – Make Money Renting Your Stuff Out Instead of Selling It

I stumbled upon the Fluid App also known as Fluid Market a few months ago after a friend, Matt Holmes of Handshaking.com, told me about it. It’s an app that lets you rent out your stuff for money instead of selling it. Since then I’ve been using the app and testing it for this Fluid App Review.

What is the Fluid App?

Fluid Market is a Start Up making some big waves in Denver. They have essentially created an online marketplace (through the app only) that people can rent items from other people.

Think Craigslist, but instead of selling your items, you rent them out for money. Or you can rent items you only need once, like a carpet cleaner, instead of buying one. This is what it looks like.

Fluid App Review Infographic of Screenshots

The idea being, if you only need an item once like you want to rent a scooter for the day. You can find one on Fluid, see how much it is per hour/day and contact the owner to rent it. You pay everything through the app so you’re not actually exchanging money with other people. Take that Craigslist!

My Experience Using the Fluid App

If you’re like me, you’re thinking “This looks like an awesome way to earn more money, but I don’t want other people damaging my stuff”. I was nervous too, I’ll admit that. Their $1 Million insurance policy helped me feel a little bit better, but still, it’s my stuff and I don’t want to deal with insurance hassles, so I started small for the Fluid App Review.

I searched around my 583′ square foot studio apartment for stuff that was valuable enough people would want to rent, but I didn’t mind getting banged up a bit. Not that it would, but again, I was hesitant.

The ONE thing I found was my Clothing Iron. I figured someone in the area may need a clothing iron, so what the hell.

I Downloaded the Fluid App and Created an Account

To start my Fluid App Review, I downloaded the app from the android store (it’s also on the Apple Store). At first, it was a bit slow and clunky. However, it’s gotten SO much better from what it was a couple months ago. Someone in their tech support is doing something right. Plus it’s a StartUp up, so I’m sure they’re constantly updating and improving it.

After downloading the app, I get a screenshot like this

Fluid App Review - Log In / Sign In Screen

It gives you the option to use an email or Facebook, I selected email only. I’m sure there’s a social component to the app that’s nice, but I just wanted to try it out. I didn’t want to message all my friends on Facebook about it.

Then I got that clunky loading screen (again it’s gotten a lot better!).

Fluid App Review - Loading Screen

Once in the app, you have categories on top and a random assortment of items below. I haven’t figured out how it chooses what items are on the home page. These are all the items you can rent. From each quick view thumbnail, you can get an idea of what items they have. Including the name of the item, photo, the cost per hour/day/week, the item’s rating and how far you have to travel to pick it up.

Fluid App Review - Items for Rent

If you click on an item, like the scooter I want to rent ($15 for the day!). You’ll get a more detailed description of the item and lender, along with additional photos, which really helps! At that point, all you have to do is scroll to the bottom and click “Check Availability” to rent it.

Fluid App Review - Scooter for Rent

How I Rented Out My Stuff On The Fluid App

So I had my Clothing Iron and I was ready to start renting it out. I go to the top left icon to see all their options, and select “Add Item”

Fluid App Review - Menu

Then I start filling in the info on what kind of Clothing Iron, add photos (either from your gallery or take them on the spot) and set my price. Once you add the category, you’re pretty much done. Anyone can add an item and it’s incredibly easy through the app. It took less than 5 min.

The Fluid App will take 20% of every transaction, they say this is to help pay for the insurance and upkeep of the marketplace. Keep that in mind when pricing your item.

The last thing you do is add how people are supposed to contact you about renting it out through “Pick Up/Drop Off” instructions. I asked them to email me, but you can have them call you as well. Do this in a public location like I talk about in How To Sell You Stuff On Craigslist.

FYI – No one can see your number or email until AFTER they have paid. That part is SO nice.

Fluid App Review - Clothing Iron Upload

Then I waited. So far, I haven’t heard from anyone about renting my clothing iron. Lol I guess it’s as useless to me as it is for anyone else.

If I do make any extra money from this, I’ll add it to my monthly income reports.

So now I’m looking at other items to try and sell on the Fluid App.

How To Rent From Other People On The Fluid App

This process is equally as easy. You select the item you want, hit “check availability” (in case it’s rented out already) and you’ll get a list of times in hours that you can rent it out for. Select how many hours you want it and that’s how it’ll calculate payment.

Then you submit your request and pay via credit card. There isn’t a paypal option that I’ve noticed during the Fluid App Review. It’s credit card only.

Afterward you get in touch with your lender to coordinate the pickup. Basically, the app just provides the marketplace of items to rent and the payment option, the rest is up to the renter and lender to coordinate.

Pros/Cons After The Fluid App Review

Pros

  • It’s a great way make extra money renting out your old stuff. You can make regular revenue off your old stuff rather than selling it once.
  • It’s a great way to try items before you buy them or likely only use once like a steam cleaner.
  • They have a growing marketplace of items. Every time I open the app, they have new items I can rent out.
  • People can only contact you AFTER they paid, so unlike Craigslist where I got multiple inquiries a week over the same questions from people who may or may not actually buy something. The Fluid App only gives the renters your info after they paid for the item. That is SUPER nice.

Cons

  • All the photos are of people’s unique stuff and people SUCK at taking photos. It lacks that crisp look because they are working with crappy photos. It just hurts the overall look of the app.
  • They are leaning heavily toward renting out high price items like cars. So it’s becoming similar like Turo in some ways which I’m not sure they wanted to do. I hope they continue to rent out the low priced items like extra pots and pans I could use for a large family brunch.
  • The Fluid App handles the marketplace and money exchange, but I still have to spend my time meeting with people for pick up/drop off. I wish there was an easier way.
  • It’s still a small “Denver” community to rent from, however I can see these guys growing, like big.

Don’t get disparaged about my Cons, I’m being pretty critical of the new start up, but I really am impressed by this company. In fact, I was so impressed by these guys during the Fluid App Review, for the fun of it, I checked to see if they were hiring. Who knows, if they do things right, it could be the next SNAP. So I submitted a quick resume to their marketing team. What the hell.

My IPO dreams were rapidly cut short the following day when Fluid’s HR team contacted me to say they were looking for someone with a little more “Rental Experience”. I guess my couple years in college renting out outdoor gear to students wasn’t enough. LOL it’s ok, I’m still a fan of the app.

Conclusion

This is a pretty exciting app that I hope grows because now I’m constantly looking for new stuff to rent out. It’s a really neat idea to make extra money. PLUS a sustainable revenue source if you have an item people really want to rent (bouncy houses, VR equipment, and cars are high demand items). What do you think of my Fluid App Review? Would you rent out any of your stuff?

Here’s me contemplating what to start renting out next. FYI that’s an electric scooter, totally bad ass I know. =P

How I made $1.88 Selling Stock Photography in 10 days as a new Shutterstock Contributor

I’ve always been fascinated with stock photography a way to make money. So I decided to try it and share my success as I sold my first stock photo in 10 days as a Shutterstock Contributor.

Honestly, I’ve been wanting to try this for a while since discovering Adam of Team Squirrel, mention he made $1,000 off a single photo (sold multiple times)! Ironically, he took it of the St. Louis Arch while supporting me as I ran the St. Louis Marathon in 2012. #humblebrag

This is my 10 day my review as a new Shutterstock Contributor!

What is Stock Photography?

These are digital photos that are sold online, usually for commercial purposes. Sites like iStockPhoto and Shutterstock are great examples of websites that sell stock photography.

It’s an interesting business model because all you have to do is upload a photo once, as a digital product, and people can download it thousands of time without any effort on your part.

picjumbo.com_HNCK3991

Great Stock Photography Example

 

How I Started and Sold my First Stock Photo in 10 Days

I’m not a professional photographer or a good photographer by any means, but I applied to both Shutterstock and iStockPhoto, two top stock photography websites, on the off chance they’d accept an amateur like me.

Oddly, I was accepted into both.

There are other Stock Photography websites out there, you can apply to. Here is a list of the top 10 I discovered in my research, but I’ll only focus on one (Shutterstock) for this article. I assume they all have some similarities.

Day 1 – Understand what stock photos sell best

In order for me to start submitting photos, I had to understand what stock photography sites were looking for, and sell best. People aren’t going to want to buy photos of you took of clouds from an airplane.

In fact, they specifically ask you don’t submit photos of clouds. They have MILLIONS of them.

You need to submit photos that you believe could be used for commercial purposes. Some photo types that sell best are Portrait Photography, Food Photography, Landscapes (usually with people) and fine art photography (artsy). Above all, nice photos with people sell the best.

Now I knew what stock photography sites were looking for.

Day 2 – Find the Best Photos I’ve taken

I had to figure out what photos I already have. I assume some had to be pretty good.

So I plugged in my external hard drive carrying every photo I’ve ever taken through college, life and traveling. In one night, I went over 4,000 photos.

How-to-Sell-Stock-Photography

I sat at my tiny desk with Netflix on in the background as I clicked on my computer’s right arrow button nearly 4,000 times to go over every photo I’ve ever taken in the last 10 years. Most of these were point and click cameras so the quality wasn’t that great, but I found a few gems. =)

I dragged all the good photos I found into a folder. I ended up with 100 great photos.

That’s still too many! I had to limit those 100 great photos down to 60 awesome photos, then down to the 30 all-time best photos I’ve ever taken. Later ranking them 1 to 30.

That was hard, very, very hard.

I had to keep in mind, I can’t control how these photos will be used. A family portrait may be used in a prescription depression magazine ad, so I was cautious and respectful to other people in the photos. Plus I would need any persons in the photo to sign a “photo release” you can get these online, but I just avoided photos with people to make it easier.

I was ready to apply to Shutterstock.

Day 3 – Apply to Shutterstock

Yes, you have to apply, they don’t just take anyone with a Kodiak camera.

So I submitted to Shutterstock & iStockPhoto, but we’re still focusing on Shutterstock. Shutterstock was A LOT faster with the review process, taking around 5 business days. iStockPhoto took around 30 days.

So I went here to apply to Shutterstock.

Shutterstock Contributor Page

I created a profile (basically username, password and verify email address). Then they requested I upload around 14 of my best photos. They would review these for the application process. Yes it was a process, they have an official review team that reviews each photo uploaded to make sure it matches their quality.

Luckily I already went through and had my top 30 ranked. I added my top 14.

Upload to Shutterstock

Then I hit submit and started the waiting game.

ShutterStock Submission

Day 4 through Day 8 – I wait

During this time I contemplate questions like “Am I in the Truman Show” and continue to wait.

Waiting

Day 9 – I’m approved

Finally, on Day 9 I get the “You’re approved” email. I was honestly a little shocked. I knew the photos I submitted were MY best, but there are MUCH more talented people out there doing photography. I wanted to email them back and say “really, are you sure I’m approved”. However , kept my mouth shut and moved on.

ShutterStock Submission Acceptance

So I hop into their platform and start familiarizing myself with their dashboard. It looks a little something like this.

Shutterstock Dashboard

I spend time filling out the rest of the information and verifying who I am for taxation purposes. They are very keen on this, in fact, they ask you to submit a photo of your driver’s license to confirm who you are. That part was a little weird uploading a photo of my driver’s license but figured I’ve gone this far.

Remember every photo you upload, even as a contributor, has to be reviewed by their team first, even after you applied with those same photos. I guess it’s a different review team.

I started by selecting my top 8 photos for consideration to sell on their site. Now more work.

Having a nice photo isn’t enough, you have to add categories to what your photos are, such as “travel, nature, urban, etc.”. Then add around 50 description key words to each photo. These are how people can search for your photos when they’re looking for a stock photo to purchase. This part is crucial!

Once I selected all the keywords and categories for each of the 8 photos, I clicked “Submit” to have their team review my photos with those keywords. The idea is you’re not using unrelated keywords, have proper photo release forms if you have people (yup, upload those too), categorizing the photos correctly, and the photos are of high enough quality.

2 of my photos got rejected rather quickly. They at least tell me why.

Shutterstock Rejection Email2

 

However the other 6 photos were approved! These are the best photos I’ve ever taken right here. If you agree, feel free to purchase them, but I have no idea what you’d use them for. I just like them. Lol

Approved Shutterstock Images

Day 10 – Sell Stock Photo, Check!

Someone liked my photo and bought it! I’m not sure who it was, but I made my first sale on Shutterstock for my “dock” photo I took in New Zealand. Maybe it was my mother, she’s still has my Macaroni drawings from 1st grade. I don’t know.

I can see how other people may use this as a stock image though. It’s very calming. The only thing missing are some kids running off the end, into the water.

Not sure how they found it, just searching for “dock” won’t really find it, it’s pretty buried. They would have had to specifically searched for the keywords I associated with my “dock” photo.

So finding the right keywords for your photos makes ALL THE DIFFERENCE. You should be spending 30 min on keyword research for each photo and don’t be afraid to look at your competitor keywords on similar images.

How much did I make?

Lesson Learned – I was most disappointed that I can’t control the pricing. This is entirely controlled by the website. The cheapest they sell photos for are $29 for 2 photos, so we can assume they sell the basic quality photos for $14.50 each.

From my one download, I made $1.88. It’s not great considering Shutterstock is taking 88% and I’m getting 12% of each sale, but it’s what I have to deal with since it’s their market place.

Shutterstock Dashboard - 1 Purchase

We’ll overlook the fact that I only made $1.88 on one photo, or 12% of the price online.

Some people can make a living off it for sure, but as I mentioned our own Adam in his recent article “8 Extremely Flexible Part Time Jobs for Us Grown Ups” said he made around $1,000 off one photo of the St. Louis Arch. He uploaded it once, and has continued to see checks from it over the last year.

Impressed

Conclusion

I’m continued to be excited about stock photography even though I only made 12% of the total sale.

I suspect the 6 photos I uploaded won’t do great, but they’ll continue to bring in a few bucks without any additional effort on my part. Plus I can add more as a Shutterstock Contributor now.

From here, I will likely review the list I made on Day 1, of what stock photography sells best and maybe go around Denver with Adam and take a few new photos to sell. I can grab a suit and conference room to shoot for some business photos, or head to my roof deck for some shots casual shots reading.

Now that I know what type of photography sells best, I can shoot some new photos to sell online as another way to make money!

Have you ever sold stock photography?

8 Extremely Flexible Part Time Jobs For Us Grown Ups

8 Extremely Flexible Part Time Jobs For Us Grown Ups

Whether it was in high school or in college most of us have had one or two flexible part time jobs to earn some extra cash. For me, my first job, was detasseling in the corn fields of Iowa. Then I moved onto being a life guard at the local water park for a couple summers.

The issue with most of these part time jobs is they do not work out for us grownups to make some extra money to pay off debt. I wanted to pull in some easy to access part time job that will work alongside your 9 to 5 full time job.

My goal for this list is to tell you several flexible part time jobs that are easy on your schedule and simple to jump right into.

Love to Interact With People? Work in Retail

This might sound like a job for only those younger people but it is not. Sure there are a lot of teenagers and college students working in retail but there are plenty of grown adults as well. Personally, I have worked a lot of years in retail and it is a pretty good place to be for a part time gig.

Back in college I worked at a major department store where I actually met my wife. Later on, after college, I worked at a landscape materials company where I helped sell rock and design yards. The latest experience was because I was in transition between careers. I worked at a major sporting goods retailer here in Denver. This gave me the time to work on my master’s degree while providing for my family.

Working in retail is one of eight great flexible part time jobs for anyone who is looking to earn more money.

Working in retail is one of eight great flexible part time jobs for anyone who is looking to earn more money.

Overall, I have just about seven years of retail experience. I found that the hours and time off needed were extremely flexible. The money is decent for what the job is. Working twenty hours a week might allow you to bring in an extra $800 a month.

Love Walking and Dogs? Try Dog Walking

There are several apps out there that are basically the Uber for dog walking. You can pay someone to walk your dog OR you can get paid by some who will pay you! If you are like my wife and I, we enjoy going for a walk almost every day after work. So why not get paid for that walk? Hop on one of these apps, Wag! or Rover , to see if one of your neighbors needs help walking their dogs.

Bonus Points! Both of these apps are not just for dog walking. They allow you to pet sit as well!

Can you Write? Do Some Freelance Writing

This is one that I do not have any personal experience with. My wife has been looking for some flexible part time jobs for this coming summer. As an English teacher, I plan on recommending freelance writing to her. It will be great because freelance writing is easy to engage into once school is out and disengage once school is back in session. For me, I will hopefully get a good article out of her experience 🙂

Freelance writing is one of eight great flexible part time jobs for anyone who is looking to earn more money.

Freelance writing is one of eight great flexible part time jobs for anyone who is looking to earn more money.

Michelle from Making Sense of Cents  recommends starting out slowly with one gig at a time. A slow start will ensure that you can focus on that article to make sure it is the highest quality. The higher the quality articles you write, the more likely people will hire you for more. It helps to find a niche you enjoy writing about. If you are having fun writing then it is likely that your writing will be even better.

So how do you find these gigs? Michelle recommends checking out the ProBlogger job boards to find freelance gigs.

Have a Computer? Fill Out Some Surveys

Look you are not going to get rich by completing surveys, take a look at Andrew’s review of surveying, No more survey apps, they just don’t pay well. You can make some decent money for your savings account every month though. Using Michelle from Making Sense of Cents as an example again, she made around an extra $100 a month from surveys. I do not think this is bad since all you have to do is sit back on the couch with your computer to fill these out.

Some of the more popular services are Swagbucks, Pinecone Research, American Consumer Opinion, InboxDollars, and Harris Poll Online.

Use Swagbucks to earn some extra money.

Use Swagbucks to earn some extra money.

Can you Drive? Drive for Uber or Lyft

Uber and Lyft are the newish hip ways to catch a ride around your city. I really love these services as they provide a very easy and simple way to hale a ride. With a couple clicks on your phone and someone is on their way to pick you up.

These services have also became a great way to earn extra money with your own vehicle. With extreme elasticity on setting your own hours this is one of those flexible part time jobs that can fit anyone’s needs. Since you set your own hours, you can make as little or as much as you would like being an Uber or Lyft driver.

Uber or Lyft are great ways to earn extra money on your own time.

Uber or Lyft are great ways to earn extra money on your own time.

I once took a ride from an Uber driver who use to drive a cab. She said that she loves working for the service. It provides her with a lot more flexibility. In turn, this allowed her to spend more time with her kids, while making more money than she used to. I thought that was such an awesome statement for Uber.

Personally, I have never tried Lyft. Have you? If so, tell me about it in the comments section below. I’m curious to hear about your thoughts.

Have a Pulse? Donate Plasma

This was my part time job back in college. Donating Plasma was one of my favorite flexible part time jobs I have ever had. The hours were super flexible, the pay was great for what was entailed, and it was very easy. I donated plasma for over three years while in college. It provided just about $300 extra dollars for me a month while conforming to my crazy academic schedule as a landscape architecture student.

If you are interested in donating plasma check out my detailed write up, How to Earn More Money – Donating Plasma.

Are you Crafty? Sell on Etsy

Etsy is one of those flexible part time jobs that is easy to jump into but does take some time to get established. I have sold a few photographs on Esty but never put the time into really establishing my shop (that is what they call your personal page). I have read that this can take a little while but can be totally worth the effort that you put forward.

Etsy allows you to sell your own crafts as a part time gig.

Etsy allows you to sell your own crafts as a part time gig.

Similar to Uber or Lyft, you put time into Etsy whenever you can outside of your 9 to 5 job. The more you put into your shop, the more likely it will succeed. In the near future I will be revisiting my Esty Shop trying to revive it and see what I can get out of it. It looks like I have some work to do as they reset my shop since I have last logged in. Stay tuned!

Good With a Camera? Sell Your Photography

I absolutely love photography. Sadly, since moving to Colorado in 2011 my life has become WAY too busy to be able to put time into the craft. One way I have found to make a little money off of my photographs that are just sitting within an external hard drive is through stock photography.

Back in 2013 I decided to upload some random photos that I liked. Some were my favorite photographs of all time and some were just good. It turned out one of my random ‘just good’ photos that I took of the St. Louis Arch was really loved by people. This photograph has gone on to make me around $1,000! I only host this photograph on iStockPhoto and ShutterStock.

I have used stock photography to make true passive income for the past four years.

I have used stock photography to make true passive income for the past four years.

Stock photography is truly a passive income. I have not touched that photo on either service in that past four years. So fun!

Conclusion

All in all these flexible part-time jobs are very easy to get started with. They all are very conforming to any grownup’s schedule. Anyone can get signed up for any of these eight positions right now. I recommend trying one that might interest you the most. This will ensure that you enjoy making this extra money.

If you are looking for some extra cash to help pay off debt then I recommend you try out any of these eight flexible part-time jobs.

We have come up with a bigger list on Ways to Earn More Money. Most of these are not flexible part time jobs. Rather this list has other experiences on how to make more money such as selling something on Craigslist.

How to Earn More Money in 2017 - The Achievement App

The Achievement App – How to Earn More Money in 2017

The Achievement App – How to Earn More Money in 2017

Being outdoors participating in many different activities is one of my favorite things in life. This is one of the biggest benefits of living in Colorado, I can be active outdoors year round. I have all of the gear. The running shoes, the fitness watch, the bike, the skis, the backpacking gear, and so on. I am set when it comes to playing outside. Today, together, we explore how to earn more money in 2017 with the Achievement App. We will look at the in’s and out’s of the application to decide if it is right for you.

Side note: I absolutely love my fitness watch from Garmin. It is a little pricey but allows me to track ALL of these activities when most do not. Plus, I can still wear it to business meetings after switching to the metal band. Alright, sales pitch over now back to your regularly scheduled program.

The issue I have is the lack of motivation to get up in the morning to work out. I think a lot of people would agree with me. No matter the time of day, it is tough to get that motivation. If this was not the case there would be too many David Hasselhoffs and Pamela Andersons running down the beach in slow motion. Well, how do we get help for more motivation? Enter the Achievement App.

What is it?

The Achievement App allows you to earn money from your fitness adventures. This includes walking, running, biking, hiking, and so on! Every activity you record the application rewards you with points depending on how intense and long it was. The people over at the Achievement App have even thrown in some curve balls as to how you can earn points. These include logging your foods on MyFitnessPal or tweeting healthy thoughts on Twitter. My favorite one though, they will reward you for sleeping!

In total there are 27 apps (Their website says 40+ but I only count 27 in the Apps pages) you can sync your Achievement app to in order to earn more points. These are not obscure apps either, they include very popular and well-developed applications so most people can get connected. These applications include the UnderArmour Fitness suite, Garmin Connect, Jawbone, Fitbit, Apple Health, Foursquare, Twitter, and so much more!

Why do they do this?

You must be asking, “Why are they doing this?” Achievement has partnered with several health research companies who in turn make the rewards possible. With every 10,000 points, you earn they will pay you $10. According to their website, “There’s no limit to how much you can earn.” So to simply put it, they are paying you for your data so they may sell it to research companies.

Some people might find it scary that researchers are going to be looking at your data and it is a lot of data! I completely understand your hesitation. The Achievement App does not disclose a lot of information about this part of the process. It would be nice if they answered a series of questions such as…Who is doing buying this data for research? What are they researching? Is there any personal information they look at such as names? I couldn’t find any answers to these questions within their Terms of Service agreement. Let me know if you do find anything. Achievement does have 1,000,000 users but I would suspect that they could have more if they answered the above questions.

My Thoughts

I love the application they have designed. It is clean, simple, and efficient. Syncing up other applications to it for tracking is a very easy process. Within a couple minutes, I had my Garmin, Twitter, and MyFitnessPal accounts all linked up. They do not have a dedicated Android application yet but the web application is so well designed I did not even notice.

Update (8/15/2017): Achievement has come out when an Android application since I first wrote this review. Check it out here.

Unfortunately, this is where the positive feedback ends.

My main issue is it takes A LONG time to earn 10,000 points. I can go for a for a long bike ride and earn only 51 points. On average I walk 7,000 steps which get me about 20 points. That is only 0.2% of the total goal!

Another issue for me is the inconsistency of the point rewarding. I can go for a mile long warm up run and earn eight points. After the run, I complete a 53-minute long Insanity session and earn only six points. Now we know Insanity is A LOT more intense than a mile long run so it should be worth more points. At first, I thought maybe it was the lack of data compared to the run. So I started wearing my heart rate monitor to provide more data but nothing changed. This lack of consistency is really discouraging especially after an intense workout.

Yet, Another Update (8/15/2017): I feel like this still is true. I am seeing weird point distrubutions for similar activities.

Conclusion

All in all, I think the Achievement App is an interesting way on how to earn more money in 2017. If you are very active you might earn enough to take your wife out to lunch (I do not think you will earn enough for dinner). For me, seeing the points creep up at first was very motivating but then I realized how slow it was going that extra boost of motivation started to disappear.

To put it in a monetary perspective. According to Achievement’s website, they have paid out over a half million dollars so far! That is a lot of money! Let’s do some math before you get too excited about that number though. As mentioned earlier, the Achievement App has a million users, that means an average user has only earned fifty cents. That is it.

Overall, I think they have more work to do to make this application a viable way on how to earn more money in 2017.  They need make this application more consistent with how it awards points.

Also, I believe they need to make the point earning a tad bit quicker. Maybe that aspect is just me but I joined Achievement back in December 2016. Over the past three months, I haven’t even hit 2,000 points yet!

Final Update (8/15/2017): I have had a very busy summer between hikes, bike rides, daily walks, and so on. I am still only 3,391 points! Even though this is frustrating, the next paragraph is still true.

I do have to remember, I do not have to do anything that I do not normally do to earn these points. It is truly passive income with Achievement collecting data from data that I already collect myself. Now I am getting paid for that data, even though that dollar sign is very small.

How to Earn More Money in 2017

Now you know a little more about way #73 to earn more money with the Achievement App. Head over to our Ways to Make Money list to check out other ways how to earn more money in 2017! We will continue to try out and review these ways throughout the year for you. If we are missing something on the list and you want to have us review it shoot us an email or tweet (@WalletSquirrel)!

Cheers!
-Adam