Unroll Me App Review – The Best 5 Minutes for Your Email’s Inbox
This Unroll Me App Review is going to show you why you should spend 5 minutes every month using this tool to clean up your email inbox. At the end of each month, your inbox will be writing you a thank you letter.
I wonder if it will send the thank you via email or snail mail?
Well, today we will talk about Unroll Me and really just how easy it is to use!
What is the Unroll Me App
To start off this Unroll Me app review, let’s answer a couple of questions as to what the tool does and who the company behind the tool is.
Unroll Me is a free service that allows you to easily (an understatement) unsubscribe from all of those pesky email subscriptions.
After signing in, the algorithm scans your inbox looking for e-commerce emails. Once found, the application lists them out allowing you to decide what to do with the subscription.
Who Is Unroll Me
Slice Technologies is the parent company that owns Unroll Me. They are able to make Unroll Me a free service because they collect data on the e-commerce emails you get. They use this data to, “build an anonymized market research products that analyze and track consumer trends.”
Slice says they strip all of the personal information (name, email, address, or anything else that could identify you) from the data collected. The technology behind Unroll Me is designed to determine if the email is personal or e-commerce. The algorithm completely ignores the personal emails as it searches your inbox.
You can read their blog for more information to see what the data is used for. Some of the research they post is actually pretty fascinating but I am a nerd when it comes to data.
How to Use the Unroll Me App
It literally took me five steps and less than five minutes of my life to unsubscribe from 74 subscriptions. I really could not believe that I was done already!
Choose your email provider and click through the prompts.
The algorithm will run. It searches through your inbox for subscriptions and then spits out a list of them.
Click either ‘Keep in Inbox’, ‘Unsubscribe’, or ‘Add to Rollup’ (I’ll explain that later) for each subscription on the list.
Success!
Was that not super easy? I know! Right?!?!
Oh! I mentioned I would talk about what ‘Add to Rollup’ is. The Rollup is a single email that Unroll Me will send to you at the end of the day. This email will consist of all the content from every email that is a part of the Rollup from that day. I have not personally tried this yet but they say the Rollup email is very digestible and easy to read.
One final tip. If you would like, you can have Unroll Me notify you on a particular schedule to check for more subscriptions that were not in your inbox at the time. I decided to do the monthly reminder.
Why Unsubscribe?
We now live in a world where we are completely submerged by advertisements. The design of these advertisements is to tempt us to spend our hard-earned money on materialistic items.
These ads do not stop with commercials, billboards, or temporarily tattooed to the back of that guy’s head on the bus. Subscription emails also drown us every day with more temptation.
Using the ease of Unroll Me to unsubscribe from these emails trying to derail us from our financial goals allows us to stay focused. This is why you should unsubscribe to these emails.
Also, they are just annoying. Unsubscribing will also help keep your blood pressure down.
Final Take
To wrap up this Unroll Me app review I must say that I really enjoyed my experience with this tool to free me from those spammy email subscriptions.
Look, I understand if you are skeptical because of the data collection. You are entitled to have those feelings!
The algorithm design to strip out my personal information is what sold me to try out the Unroll Me app. I understand if you are still skeptical after hearing that. But hey! As a data guy myself, I do know this technology exists and it is pretty amazing.
Overall, this is a great free service. If you can get over the data collection thing, then I think you will enjoy it just like I did.
We all have the stress nightmare where your boss comes out of the blue and says “You’re fired”. That’s it and we spend the rest of the night in a panic. The problem is if it did actually ever happen, most of us don’t have a plan in case we do get fired.
Whether you’re thinking about losing your job due to stress, COVID-19, or any slew of reasons, it helps to have a plan. To lay out a blueprint, if this ever happened to me, here are 10 things to do if you lost your job and need money now.
Immediately Start
First, Take A Breath
It seems silly and not productive, but taking a breath is essential. People are let go or fired for a number of reasons and it’s not always a reflection of you or your work. Some things are just out of your control. Take an hour or take a day to let is sink it so it doesn’t consume you later.
1. Review Your Finances
Take a look at all the money you currently have. I personally use Mint to see all my bank accounts, credit card debt, and student loans all at once. You don’t need this, but make a list of every dollar in your possession. Look over your finances and get a feeling of how long you’ll last without a paycheck. It may not be pretty, but it’s something you absolutely need to know.
Know how much you need to spend each month, here is an example monthly breakdown:
Apartment & Utilities ($XX)
Food ($XX)
Car Insurance ($XX)
Cell Phone ($XX)
Internet ($XX)
Misc. ($XX)
PS. Also, consider health insurance as a cost. In most cases, your old employer would have provided this for you, but you need to talk to your HR to see how long this lasts. You may need to pick up supplemental health insurance until you get a new job.
Hopefully, you have some sort of Emergency Fund you can access if you lose your job. Your emergency fund will help cover rent/mortgage, food, and those expenses your paycheck normally covers. Most emergency funds should cover 4-6 months of expenses. If you don’t have an emergency fund, start saving up now but the following tips can still help.
I personally have an emergency fund I keep in a savings account, that will last me around 6-7 months. I know many people don’t have that. It took me 5 years to build. However it’s one of the best things I’ve ever done because it provides a mental safety net.
Let’s continue though as if you have $0 emergency funds.
If you just lost your job, you shouldn’t be watching Netflix, Hulu, or listening to Spotify. If you have any kind of subscription services that cost money regularly, you should cancel these until you get a job again. It may feel like a nice break watching Netflix between job applications, but you need to save all the money you can until you’re working again. If you feel this is too hard to do, consider using your parent’s or friend’s account temporarily to save money.
Needless to say, don’t make any crazy purchases thinking you’ll get a job next week when “you really try”. Until you have a signed contract with a company, I’d suggest avoiding the mall and any kind of gift ideas. If you can, cancel any flights, trips, running races, etc. Plus always ask if you can get your money back. It may not always be possible, but every little bit helps!
For me personally, I would cancel my gym membership ($73/mo.), cancel my Spotify account ($10/mo.) since there is a free version, and I’d probably quit investing in my brokerage account ($200/mo.) until I have a steady paycheck.
3. Ask to Defer Payments
During hard economic times, many companies are willing to work with you because they prefer late payments to nothing at all. Student loan services are often willing to reconsolidate loans or defer payments. Banks are sometimes willing to defer a mortgage payment or at least help with options. It often just takes a call and asks.
For me personally, I would call my student loan companies and ask to defer my payments until I get another job. That would save me $537/mo.
4. Budget and Eat At Home A Lot
One of the biggest ways people spend money is food and eating out. If you just lost your job, avoid going out to eat with friends (unless it’s a networking thing) or ordering in. It may not be sexy, but cold cut sandwiches, peanut butter and jelly sandwiches, and ramen got you through the dark years, it will again.
You know what you can cut to save money and you’ll see instant savings in your bank account. Remember one of the easiest ways of having more money, is not spending it!
One of the most popular tricks people use to limit spending is paying for food only with cash. The act of seeing the money physically leaving your wallet and the empty vacuum it creates, helps people be more selective with their purchases. I personally use credit cards because I enjoy the cash back, but I can’t argue with the success physical money has in limiting spending.
Start the Job Search
5. File For Unemployment
If you lost your job and actively seeking new work, you can file for unemployment. It varies state by state, but essentially you would file a claim with the Department for Labor and Employment and prove you’re actively looking for work every 2 weeks (depending on your state). Unemployment benefits will pay you a portion (likely small) of your previous salary. This is meant to help lessen the negative impact that unemployment has on the economy. It won’t be a glamorous option and you’ll meet some interesting people, but it will help.
6. Update Resume & Social Media Profiles
This is the time to update your resume with the latest accomplishments, promotions, volunteer efforts, jobs, references, etc. As you start the job search you want to make yourself look as good as possible. However, this isn’t limited to your resume. You should be updating your LinkedIn, Facebook, etc with the latest info so you’re casting a wider net for employers.
Don’t worry too much about how your resume looks, just that the information sounds grammatically correct and makes you look good! Many companies will force to you to copy all the exact same information into their often terrible online web forms. On the bright side, if your LinkedIn is up-to-date, you can always use their “one-click apply” to jobs posted on their site.
YouTube is also a great resource if you use it to better yourself now that you have free time. There are great exercise tutorials on YouTube, classes on coding (if you’re into high-paying jobs), and even brush up on software like Microsoft Excel. Use this opportunity to start a new job with a new skill set!
7. Tell Everyone You Know You’re Looking For A Great Job
It may feel embarrassing for you to tell anyone that you’re jobless. It’s a very vulnerable situation where you feel like something is wrong with you. There isn’t! It’s a normal thing, and job searching is a $200 billion dollar industry. People are constantly moving and switching jobs, you are now just one of them.
In most cases, when you tell people that you’re looking for a job, they want to help! They’ll often share new job openings they’ve heard of, or perhaps make recommendations to people they know in your industry. The fact is your chances of finding a new job dramatically increase when more people are on your team, helping you get a job.
I personally will change my LinkedIn page to “Looking for an Awesome Opportunity” and email my friends and family that I’m actively looking. More often than not, they will understand (because we’ve all been there before) and they’ll want to help!
Some of the best job search tips I’ve ever heard:
I recommend LinkedIn, Google Jobs, and Indeed for job postings. This is what most people use. I often avoid Craigslist.
Always use Glassdoor and read company reviews on how they treat their employees.
If you like a company, stalk their employees on LinkedIn to see if they went to the same schools you attended, clubs you’re in or charities you participate in. Ask them what it’s like there and ask for advice.
Have a salary in mind, knowing how much you need to cover all your expenses.
Make Money Fast When Your Jobless
8. Sell Your Old Stuff for Extra Money
If you just lost your job and looking for extra money, consider selling your extra stuff on Craigslist or eBay. All that extra stuff in your apartment/house like old bikes or snowboards could make a couple of hundred dollars with a new family. That’s a lot of extra ramen noodles! Plus it’s a rewarding feeling getting rid of some of the junk in your life.
9. Write Articles For Money
I write all the time for a blog, but I discovered there are other places on the internet that pay you for writing! I’ve written a couple of articles on Seeking Alpha that pay $35 per article and $0.01 for every page view. It usually comes around $70/article in the long run.
With your new free time, this is probably one of the easiest ways to earn extra money while unemployed. You’ll have lots of extra time and most of the sites I listed pay between $50 – $100 per article.
For me personally, this is my plan. Spend my mornings looking for new jobs and my evenings writing articles. If I can write 1 article a night, at $50 per article. That’s an extra $1,500/month!
10. Side Gigs
We regularly talk about creative ways to make money, but some of the quickest ways to make extra cash are side-gigs. These are tasks that you can do anytime on different established platforms:
Random tasks in your city ranging from moving furniture to assembling IKEA (sites like TaskRabbit)
Many of these could be done in your afternoons while you spending your mornings (often the most productive time of the day) job searching for new opportunities.
Conclusion
Losing your job is incredibly scary, but there are TONS of resources here and online to help you find a new job and supplement your income. Hopefully, this helps make losing your job a bit less scary and aids in setting up your own backup plan!
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
Money plants are famous for the exciting myths around their benefits, but their recent popularity on social media has brought a new wave of interest for home offices. As personal finance enthusiasts, we can’t help but cover the benefits of money plants, different types of plants considered “Money Plants,” and their exciting history around wealth.
6 Chinese Money Plant Benefits
These are the most widely known Chinese Money Plant benefits on the internet. The benefits apply to both money trees and money plants (more on the differences later). We’re not here to say if they’re right or wrong, but simply enjoy the lore around these fun plants!
1. Brings Prosperity and Wealth – Money plants are most widely known to bring good luck and wealth to the homeowners that take care of the plant. The healthier the plant, the greater prosperity it will generate!
When you give a clipping of your money plant to friends, it’s believed that you are giving your friends wealth and prosperity. The clipping will grow with little effort and bring great joy to whoever receives your generous gift.
On the other hand, some lore suggests a power to growing a money plant from clippings stolen from another homeowner. In this case, the thief will gain wealth while the previous homeowner will lose their wealth. It’s like stealing someone’s luck, so some homeowners are protective around their money plants.
2. Reduces Marital Problems – Whether it’s the calming nature of plants or the unique properties of this plant, money plants are known to minimize marital problems.
The five-leave patterns of money trees relate to the five fundamentals of Feng Shui, so many people associate the properties of money trees with the properties of Feng Shui. In this case, money trees kept in the southeast direction of the home help maintain peace and a healthy environment for marriage. This positive environment reduces bad luck, thus providing good fortune and wealth for your marriage.
3. Creates A Positive Environment – This is similar to #2, but we wanted to stress that you don’t need to be married to enjoy the positive environment that money plants create. Plants brighten the atmosphere of any room. Studies have shown that biophilia or viewing nature can positively impact people’s health, so having an actual plant in your home can only help create a more positive environment. You’ll feel calmer, happier and those feelings will lead to a more positive life!
4. Health Benefits – There are many myths around the health benefits of money plants in reducing stress, providing an atmosphere, and bringing calm. Often referred to as biophilia, viewing nature has many health benefits. Many hospitals are filled with photos of nature because it helps feel good and improves recovery.
PLEASE KNOW we’re speaking to the calming effect these plants have. Some plants considered money plants are, in fact, poisonous if ingested. Often they won’t kill you but will cause vomiting and illness symptoms if ingested by dogs, cats, or tiny humans. Check each species of the plant before bringing it into your home.
5. Purifies The Air – In 1989, NASA was involved with a study that tested plants’ ability to filter the air onboard space stations. It was a small study and contained a controlled environment, but the study showed that plants clean the air! Further studies showed that plants could help remove harmful gases in the air, which helps improve health. These studies created a surge of house plants during the 1990s.
Later, reviewers argued you would need hundreds of plants in your house to achieve the same level of air quality that the small NASA study achieved. However, if we take the benefits of money plants to heart, any in your home could improve your health and wallet!
6. Helps Fight Radiation In Your Home – Many people often forget a small amount of electromagnetic radiation radiates from the gadgets in our homes. From wifi, phones, TVs, and more, we’re bombarded with signals regularly. In most cases, these signals are harmless and nothing like standing next to a nuclear reactor. However, some people claim to have electromagnetic hypersensitivity and express symptoms such as headaches and sleep disorders when surrounded by these EMF fields.
Luckily money plants and other anti-radiator house plants help absorb these electromagnetic fields with no harm to the actual plant. You’ll see some people place their money plants by their computer, wifi router, and TV. Their money plants help protect them from the EMF radiation they may be hypersensitive to. Cool right!
Money Plant History Around Wealth
History around the Money Plant has several iterations, as any myth does, but all these myths agree that it started initially from the Money Tree. A petite Asian tree that, when its stems were intertwined, the tree would continue to grow in this pattern on its own.
The unique braided stem of the money tree stirred massive popularity and speculated many myths around its mysterious nature. Some of these myths connected the tree’s five-leaf pattern and the five fundamental Feng Shui elements (wood, water, fire, earth and metal), which symbolized good luck and good fortune. While other wives’ tales speculated, its leaves resembling the shape of paper money could bring wealth to the home.
Types of Money Plants
Numerous plants represent wealth and prosperity as wive’s tales have spread over the years, and it’s easy to get confused. We find it simpler to focus on the Money Tree, whose leaves are said to represent paper money, and the Money Plant, whose circular leaves are believed to represent coins.
Pilea Peperomioides (Chinese Money Plant)
Pilea Peperomiodies is the botanical name of what many consider the Chinese Money Plant due to its circular leaves resembled the leaves of the Money Tree but in the shape of coins. Other names for this plant include the coin plant, the friendship plant, the pancake plant, and the UFO plant.
This plant is excellent for beginners as it’s easy to care for, usually only grows 12 inches tall, and maintains beautiful dark green leaves to decorate any home!
The Chinese money plant creates lots of little offshoots to collect and give to friends. However, getting your hands on one can be difficult as not many nurseries keep this plant in stock. We’ve found the Chinese Money Plant on Amazon as the best option to start with a single plant.
Chinese Money Plant Care
To help your Chinese money plant care, beginner houseplant owners need to keep their money plant in a bright room but away from any harsh rays piercing through windows. Usually, watering once a week will be perfect in well-drained soil. A rule of thumb is the 2” of topsoil should be dry between waterings. Also, consider periodically rotating your plant so it’ll grow symmetrically.
To help gauge the health of your plant, here are a couple of guidelines.
Money Plant Leaves Turning Yellow
If your money plant leaves turn yellow, it’s likely due to overwatering, or your pot isn’t draining well. Your money plant roots could be waterlogged and may rot in the damp soil. Simply let your soil dry out before you water again, or if the problem continues, you may need to replace the soil.
Money Plant Leaves Curling, Drooping and Wrinkling
When your money plant leaves are curling, droopy or wrinkling, it’s likely thirsty for water. Think of it like a sponge wringing itself out to get every last drop of water stored. This plant needs lots of light, but direct light may be harsh and drying it out. Give the poor fellow a deep watering.
Give Money Plant Cutting To Friends
These plants are perfect for giving to friends as they produce lots of little offshoots that can be easily separated to place in a new pot. Simply find an offshoot on the edge of the massing and get enough of the offshoot that includes some roots with a clean sharp knife. Place the offshoot in a pot at least 2” wide and care for it as usual. Give it as a perfect gift to friends and wish them a good fortune!
Pachira Aquatica (Money Tree)
The Pachira Aquatica is the botanical name for the Money Tree and one of the most popular indoor houseplant trees. As we stated in the history of the money plant, the Money Tree and its mysterious ability to braid its stems are what started the myths bringing owners good luck and good fortune.
Another reason leading to its popularity is its easy care. The money tree needs little water (once a week), will grow in most pots, growing up to eight feet tall.
An exceptional little tree for people to start their house plant collection, the money tree will bring a little wealth to your life. We’ve found several retailers selling them online and found the Money Tree on Amazon one of the best places to start your money tree journey.
Money Tree Care
The money tree is easy to care for as it requires little water (usually once a week) and loves bright light while avoiding direct sunlight. To help grow the money tree, add fertilizer no more than once a month.
To help gauge the health of your plant, here are a couple of guidelines.
Money Tree Leaves Turning Yellow
If your money tree leaves turn yellow and fall off, it’s usually a sign of overwatering or a problem with the light. Remember, the money tree only needs water once a week, so if the soil is always wet, the roots may be waterlogged and leading to root rot. Let the soil dry completely before watering again, and feel free to prune any overly yellow leaves on the tree.
Overwatering is usually the problem, but it may be over or under-lighting. Make sure the tree is placed in a bright area of the house while avoiding direct light.
Money Tree Shriveled Leaves or Trunk
If the money tree has leaves shriveling up or its trunk becoming wrinkly, soft, or shriveled, the problem may be underwatering. Think of it like a sponge where the tree is trying to wring itself out for any last water storage. Use this as an indicator to give it a deep watering.
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
Warren Buffett, CEO of Berkshire Hathaway, has a net worth of over $78.2 billion and is known as one of the greatest investors of all time. So when he speaks, people take note.
Here are some of the top 22 Warren Buffett Quotes the internet can’t get enough of.
Top 22 Warren Buffett Quotes The Internet Can’t Get Enough Of
Here are some of the top Warren Buffet quotes found on every list of Warren Buffet quotes around the internet. These quotes range in wisdom on investing to regular life. I try to live by these quotes on my own investment portfolio.
Warren Buffett Quotes
1. Rule #1: Never lose money. Rule #2: Never forget rule #1
One of my favorite Warren Buffet Quotes. The fastest way to grow your money is to never lose it in the first place. This applies from saving on your groceries to focusing on less risky stocks of well established companies.
2. It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently
Think about the Wells Fargo or Equifax scandals. It takes years to build enough trust for someone to have brand loyalty. Warren Buffet quotes it takes 20 years, but it takes 5 minutes or less to destroy all that goodwill you’ve built. People are quick to revolt if you’ve done anything to betray their trust.
It is infinitely harder to build trust than destroy it.
3. Diversification is a protection against ignorance. It makes very little sense for those who know what they’re doing.
Multiple studies show that diversification in the stock market will help protect you against market falls. Or it could be summarized in the old proverb “Don’t put all your eggs in one basket”. Unless you have insider information that a stock is going do really well, maintain a diversified portfolio to protect you. No one knows what they’re doing all the time.
4. If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes. Put together a portfolio of companies whose aggregate earnings march upward over the years, and so also will the portfolio’s market value.
Unless you’re a day trader (I will never be), you should only be investing in the stock market with the intention to hold those stocks for a long time. You can do really well as a beginner if you’re buying stocks and not planning on selling till you retire. Those are where you get the best returns. Warren Buffett is infamously known for rarely selling stocks.
5. It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.
When you buy a stock, you should think of it as owning a piece of that company. You should be looking at wonderful companies that have a competitive advantage in the industry. Those are the companies that will do well over the long run. You may find a wonderful price on a mediocre company, but really what are you getting? A mediocre company that will likely be edged out of the market by a better company.
Many of the famous Warren Buffett quotes are about investing in strong companies with a competitive advantage and strong brand loyalty rather than cheap companies where you think you can make a quick buck. Warren Buffett is never into buying a company for a quick buck.
6. Be fearful when others are greedy. Be greedy when others are fearful.
During the 2008 financial crisis when investors were all exiting the market, Warren Buffett invested in a few large companies even though their stock prices were falling. Those deals made Warren Buffett over $10 billion dollars when the market stabilized and it’s continuing to show dividends. When the market goes upside down during world events, politics, market forecasts, those are the times when everyone else is fearful, that Warren Buffet sees an advantage when the markets crash.
Think about it this way, the New York Stock Exchange has been around since 1817, it has always recovered. Chances are, minus a world apocalypse, that the market will always bounce back. Those who capitalize on those downturns are usually rewarded.
7. The difference between successful people and really successful people is that really successful people say no to almost everything.
One of my favorite Warren Buffett quotes because it has so many applications. You will see many opportunities in your life and you may want to jump on everyone, but it’s ok to be selective and say no. You’ll burn yourself out if you say “yes” to everything. This also applies to going out on a Saturday night with friends drinking. It’s ok to say “no” to save a few dollars or have a night to yourself to finish your article on Warren Buffett quotes. =)
This also applies to going out on a Saturday night with friends drinking. It’s ok to say “no” to save a few dollars or have a night to yourself to finish your article on Warren Buffett quotes. =)
8. Develop and build the habits you admire in others.
Remember all those times that your parents wanted you to hang out with those “good kids”. The habits of the people you surround yourself with rub off you on, consciously or unconsciously. When you find people like Warren Buffett, the Oracle of Omaha, who is one of the greatest investors of all time. You should find out what makes him so successful and learn those traits to improve yourself.
9. Passive investing will make you more money than active trading
Oh my goodness, fees are the WORST! Active trading requires more work and more fees, so more of your money will be paid to your broker. Yet studies have shown over and over that passive investing where you set your money and forget it are far more successful for growing wealth. I don’t plan to ever touch my stocks currently making dividends.
10. There seems to be some perverse human characteristic that likes to make easy things difficult.
Great quote, people always imagine things are more difficult than they really are. When I first considered starting investing, I thought there were so many hurdles and financial experts I would have to pay. Yet, when I finally decided I wanted to start investing in the stock market, I just downloaded the Robinhood App and started investing. It took 10 minutes to sign up and buy my first stock when I worried about investing in the stock market for over 5 years. Things are often more simple than you think they are.
11. Tell me who your heroes are and I’ll tell you who you’ll turn out to be.
This is similar to the Warren Buffett quote “Develop and build the habits you admire in others”. If you want to be an entrepreneur, start joining local meetups of entrepreneurs. You learn SO MUCH MORE when you surround yourself with the people you want to be like. You can learn A LOT in a book, but you’ll learn even more by surrounding yourself with people you admire.
12. We have long felt that the only value of stock forecasters is to make fortune-tellers look good.
No one can predict the stock market, no one. Not even Warren Buffett. Anyone who says they know exactly how the market works is trying to sell you something. You can lump stock forecasters being as accurate as the carnival fortune-tellers. You know the ones with 3 teeth, crystal ball and you’re going to die in 2083.
13. When we own portions of outstanding businesses with outstanding managements, our favorite holding period is forever.
If you invest in an outstanding company, even if the stock price goes up, why would you ever sell it? No matter when you sell it, outstanding companies will continually do better and better. Don’t sell until you absolutely have to, otherwise, you’ll just be losing money in the long run. Many of Warren Buffett Quotes are like this, they are all very Anti-Day Trader.
14. You don’t need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with 130 IQ.
If you follow the basic principals of Warren Buffett and buy outstanding companies with strong competitive advantages like Apple (AAPL). You don’t have to be a genius. Just buy and hold forever, you literally don’t have to do anything until you sell.
Many Warren Buffett quotes are similar to this because he stresses that anyone can invest in the stock market. The simplest way is just to invest in index funds that follow the market. Set it and forget it. The market sees an average increase of 7% per year and that’s WAY better than a savings account.
15. I try to buy stock in businesses that are so wonderful that an idiot can run them. Because sooner or later, one will.
Look for companies to invest in that are so strong that they can weather any storm because soon enough they will have to. Think about Apple (AAPL), as long as they keep pushing out iPhones it doesn’t matter who runs the company, they’ll continue to do well. People were worried when Steve Jobs passed because they didn’t know the future of the company, but Tim Cook stepped in and maintained the same Apple legacy. As long as Tim Cook sticks to the secret Apple recipe, they’ll be in good shape.
16. Buy into a company because you want to own it, not because you want the stock to go up.
If you see a company that you think is going to do well or heard will do well, don’t buy it unless you’re willing to hold it for awhile. If something goes wrong and the stock dives, you’re stuck with a company you don’t believe in and will likely sell at a lower price to get rid of it, ruining the reason you bought it in the first place.
17. Wall Street is the only place that people ride to work in a Rolls Royce to get advice from those who take the subway.
This is just a funny Warren Buffet quote.
18. Charlie and I have not learned how to solve difficult business problems. What we have learned is to avoid them.
I’m sure Warren Buffett and Charlie Munger have learned how to solve difficult business problems, but the best way to navigate murky waters is to avoid them all together. The more problems your business can avoid, the better shape you’ll be. You can avoid a lot of problems from being proactive instead of reactive.
19. Long ago, Ben Graham taught me that “Price is what you pay; value is what you get.”
Ben Graham, Warren Buffett’s mentor had this popular quote. I always think about it simply. Price is what you buy a stock for and Value is what you sell that same stock for.
20. It’s better to hang out with people better than you. Pick out associates whose behavior is better than yours and you’ll drift in that direction.
If you can’t tell, Warren Buffett believes in surrounding yourself with the right people. He credits much of his success from surrounding himself with smart, good people.
21. If past history was all there was to the game, the richest people would be librarians.
When you analyze a stock based on its historical performance, it’s called technical analysis. Yet past performance does not necessarily mean future performance. Just because you know what the stock has done in the past doesn’t mean it’s going to follow that same trend.
22. You only have to do a very few things right in your life so long as you don’t do too many things wrong.
It’s ok to mess up, focus on learning from those mistakes for the next time. It just sounds cooler when Warren Buffett quotes it. Or you can take this as no matter how many mistakes you’ve made in the past, you always have a chance to do more good. It’s one of those life quotes that can go many ways.
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
That means the average person spends $54.63 eating out a week or $218.52 a month on just eating out. Unless you have a side-hustle that makes you lots of money. The obvious answer is to eat in!
What About Eating In?
Most people think they can easily quit dining out, and start cooking delicious meals. Here’s the thing with cooking for yourself, the movies get it wrong.
It’s not always a romantic and soothing experience.
Often times it’s a “Crap, I need to eat. What should I cook?” experience that you pray to the food gods you have the right ingredients in your fridge and clean dishes.
Let’s face it, we are busy in our lives and don’t have the time to visit the store every day buying fresh ingredients for a new recipe we found on the internet.
In fact, according to the Harvard Business Review, researcher Eddie Yoon over two decades collected data as consultants for consumer packaged goods companies. He found that:
15% of people say they LOVE to cook
50% of people say they HATE to cook
35% of people say they are ambivalent about cooking (mixed feelings)
If you’re one of the people that hate cooking, you should create a meal plan to make it as easy as possible.
Plan a week in advance what you’re going to eat for each meal and know how to cook it. This way you’ll have the ingredients and can plan accordingly for time.
However, not all plans work out.
Introduce The Peanut Butter and Jelly Theory
When meal plans fail, let me introduce Peanut Butter and Jelly sandwiches, otherwise known as a PBJ.
Let me first admit that I have an addiction to commenting on Finance forums, Facebook Groups, and Blogs. The mechanics of building wealth are simple and I’m always happy to remind people that things are often more simple than they appear. Like how I responded to this comment and created “The Peanut Butter and Jelly Theory”.
I get it, you want to start saving money on food and you’re looking for suggestions from the personal finance community to help.
Answers ranged from getting a crockpot to make meals simple, cooking large meals on Sunday and eating leftovers throughout the week, to buying frozen meals that may not be great for you, but easy to prepare.
All of the responses skirted around the idea that a solid weekly meal plan is the best option to help you save money on food. However, sometimes these meals don’t work out for a number of reasons, and once you fall off the wagon, you can end up at the local McDonalds.
So I introduced the Peanut Butter and Jelly Theory. The cost-effective, quickest meal ever to keep your budget on track.
This is easily the most actionable thing you can do to start immediately saving on your food budget. In many cases when people eat out, it’s due to convenience because they don’t have anything at home to sound appealing. That’s when the Peanut Butter and Jelly Theory comes in handy.
“Stash emergency PBJ&J supplies in your kitchen. When hungry, but have nothing else. You can have a PBJ. If you’re not hungry for a PB&J, wait 2 hours until you’re hungry enough to eat a PB&J.”
Sometimes a PBJ isn’t exactly what you’re craving and your favorite restaurant sounds better, or your family would not be happy about that. Well suck it up, you’ll soon be out of debt and you can buy your family a jet ski. Everyone loves a jet ski.
Try the Peanut Butter and Jelly Theory
If you want to save THOUSANDS on food budgets, you should try the Peanut Butter and Jelly Theory! Meals cost less than $1 to make, you’ll save time and money. Most importantly, you’ll have a secret stash of PBJs to make and everyone is a stack of cash saved from eating out!
You’re welcome.
Disclaimer: Wallet Squirrel did not invent the Peanut Butter and Jelly sandwich, just an advocate of saving money. Wallet Squirrel was not sponsored by big PBJ corporations to promote their superior and delicious product.
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
Let me preface that I used to be a waiter so I understand the value of tipping, but as a customer, tipping is the worst! It’s psychological warfare at the end of every meal that results in either anxiety that you haven’t paid enough or havoc on your wallet for paying too much.
Then exactly how much too much and too little for a tip? Common restaurant adequate says a tip should be 15%-20% pretax, but then why does every restaurant leave the anxiety for the customer to decide how much to tip?
Let’s face it, an extra 20% of a $60 check is still a lot on your budget. That’s $12 the menu doesn’t mention.
This History of Tipping is Murky
From what I found in the Business Insider and Washington Post (and it’s a murky origin story) tipping originated around 17th century England where the word T.I.P. meant “To Insure Promptitude”. The upper class provided extra “allowance” to servers (lower class) to be given faster service.
This practice made its way to America after the Civil War when wealthy Americans started traveling back and forth to Europe. So we can blame them, and I do.
Tipping Today Just Allows Restaurants to Pay it’s Servers Poorly
Because servers receive tips, the federal tipped minimum wage for tipped workers is as little as $2.13 an hour because they receive tips to supplement the difference (source).
That’s kind of ridiculous, right! Restaurants are allowed to only pay their servers $2.13 an hour and expect servers to get the rest of their income from tips. So when you pay your bill, you’re essentially paying for the food/environment with your bill and your tip pays the waiter’s salary.
If you’re a waiter, the customer is actually your boss since they’re the ones that pay you. So every day, every hour, you have a different boss. Yikes.
How Much Do You Pay Your Server Then?
According to Google, yes I googled “How Much Should I Tip”. You should be paying your server 15%-20% of your pre-tax bill.
This Is Where The Anxiety Starts
Which one is it? Do I tip 15% or 20%?
What If The Server Was Bad?
If my bill is $100, does the server get an extra $20 just because they took my order and walked food back from the kitchen?
What if they were awful? We’ve all had bad servers who ignored us. They took a long time or brought us the wrong items with a rude attitude. Is that when you tip them 15% instead of 20%?
What about if the food was awesome but the service was terrible? ugh
Should I feel both angry at my server for bad service but feel guilty since they’re paid so poorly? How should I feel?
I recall a study conducted found that bad servers still received 15%-20% regardless of how good the service was because people felt it was the socially acceptable thing to do. No one wants to be a bad tipper, but should I tip poorly to save a bit of money and prove a point to the server? Would a bad tip even make a difference?
What if the server was awesome?
You plan to spend a certain amount of money eating out and even account for a 20% tip. Do you exceed your budget further if your server was fantastic? Should your server’s awesomeness impact your planned budget? Should they be worthy of more than a 20% tip of that you’re still paying off student loans?
Damn it Janet, you were so great that now my tip for you exceeds my monthly food budget.
Are you a bad person if you don’t acknowledge their above and beyond service or will they quit trying harder if people don’t tip more for the great service?
What About Tipping During Group Meals?
Now imagine eating out with a group of friends, each pays their own bills and it always ends with everyone deciding the tip for themselves. All while each of you judges each other’s tips. If you only tipped 15%, does that make you a jerk if everyone else tipped 20% – 25%?
On the other hand, are you a jerk for tipping more than everyone? Are you considered flaunting your money because you can spend more money than everyone else or does it make you more generous or charitable?
This Is Why I Hate Tipping!
Why does a nice meal out with friends have to end with awkward silences while everyone calculates percentages in their heads while they secretly judge the performance of the server? Ending in silent comparison of who tipped more, who was more generous, and who felt more charitable than the rest of the group.
I Now Tip 20% Regardless of Service
Tipping makes me so anxious that I’m just starting to tip 20% regardless of service (paying with my credit card). The server can refill my drink at the perfect time or pour hot soup on my head. Creating a baseline 20% tip in every situation saves me from unnecessary anxiety at the cost of a few extra dollars from my budget. Sorry budget.
Except Subway “Sandwich Artists”, I still don’t understand why they now have a tip jar. They literally walk along with me placing ingredients I select onto bread. Is tipping at fast food restaurants now becoming a thing?
If you also tip 20% regularly, here is a chart to help you decide what 20% would be when you’re looking over a menu because they don’t list the extra tipping cost on the menu.
20% Tip Per Cost of your meal
Check
20% Tip
$20
$4
$40
$8
$50
$10
$60
$12
$70
$14
$80
$16
$90
$18
$100
$20
If this seems like a lot of money to tip, you can always stay in and eat a Peanut Butter and Jelly sandwich. Save eating out when you know you can spend extra money on a 20% tip.
What do you tip your servers? There is obviously no right answer otherwise they wouldn’t leave the tip field on every check blank. I REALLY want to know. Do you judge your waiter every service or, like me, give them a flat fee regardless?
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
I laugh because I’m going to hit on some of the age-old “renting vs owning” debates, with these lessons learned, but I won’t say which is better. Although you can probably tell from my comments throughout my letter. There are some things I wish I’d known, ideas I learned from renting experts like RENTCafé, and things I learned the hard way.
What I Would Tell My Younger Self About Renting
Dear Younger Self,
I’m 31 and still have never “owned” a home, but I have rented the past 5 years as an adult and 3 years before that in college, learning A LOT! Please make better choices than I/You did.
1. Always ask if there is a better price on rent. Many times there are deal or specials going on in an apartment complex that the leasing team doesn’t necessarily offer up front. However, a simple question of “can you do better?” will produce AMAZING results. I’ve received some amazing deals on apartments just because I asked that one simple question.
Also never quit asking that question, even when renewing your lease ask if they can do better. Sometimes, just sometimes they’ll come back with “I went to ask my manager and we can lower your rent for $100”. It never hurts to ask.
2. Maintenance is included in your rent, don’t hesitate to ask for needed repairs. I used to be so nervous about submitting maintenance requests not wanting to be a problem tenant. Even the small things like a slow leaking drain. I would go to the store to buy Draino to fix the drain myself. However, that’s not your responsibility. Maintenance is there to supply their own Draino to fix their building, it’s not your responsibility. Take advantage of your maintenance team for all those concerns. When in doubt, just ask your maintenance team about something and 9 out of 10 times, they’ll fix it.
3. When looking for Apartments, Studio Apartments are pretty great. To save you a couple hundred dollars, absolutely go for a studio apartment. They save you money, easy to clean and force you to assess what’s important enough to keep and throw away.
4. Location is everything. Think about those Uber receipts, where will you go every weekend and what personality type are you. If you’re a social person, you will absolutely hate living in the suburbs with a cheaper apartment. It’ll take you forever to get downtown to meet people and you’ll likely cancel plans to just stay home and avoid traveling. The extra money is worth it to live where you want to be.
5. Higher views are nice, but they don’t matter. Lots of apartment complexes make you pay extra the higher your apartment is. So someone on the 8th floor will pay more than someone on the 3rd floor. It’s not worth it, lots of times your blinds will be closed to block the sunlight glare on the tv. A better view only matters 5% of the time you live in an apartment.
6. It’s OK you don’t remember your Leasing Agents name, they’ll be gone in 6 months. Every time I apartment shopped, I created a great relationship with the Leasing Agent for the building. However, every time I did, 6 months later someone new would replace them. All that goodwill built up is instantly gone. The turnover rate for these positions is incredibly high.
7. Roommates are amazing, but living on your own is way better. I spent 3 years living with 2 amazing roommates (one of them was Adam). It was great to come home every day and chat with each other about our day and hang out. So I thought about living by myself would be lonely, it wasn’t. Living on your own is awesome! Once you live on your own, you’ll never go back! Lol
8. Constantly call your utilities to ask for better deals, there usually are. Once a year I call Xfinity for my internet and ask for a better deal and every year they find me one. Again it never hurts to ask.
9. You’re not likely to get your entire deposit back no matter how well you clean. I’ve been in apartments where I kept it spotless and even my parents helped clean when I moved out. However, no matter how well you clean, some apartment inspector will ding you for the smallest things and keep all or part of your deposit. While it’s not worth the effort of cleaning, you should still do it. Just know your deposit is likely gone.
10. Neighbors suck, so invest in earplugs, eye masks, and moderately noised fan. No matter where you go, you’ll have neighbors that every once in a while play music too loud or launch laser lights into your apartment as an afterthought (it happens). Unless this happens all the time, a set of earbuds, eye mask, and a fan to help drown out the noise are essential and help you avoid confrontations while your neighbors are drunk. It’s much better to speak with them in the morning.
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
I live in an 8 story apartment building located in downtown Denver, Colorado. I choose to live here because it’s within walking distance to work and I always wanted to try downtown living with quick access to restaurants, bars and the plethora of city activities. However, I quickly learned that apartment buildings as an adult are very similar to college dorms as a freshman.
Yes, some apartments are nice, expensive and selective, but I don’t live there. I live in a regular apartment building where people are loud on the weekends and like to pull the fire alarm. Ugh!
Fire Alarm goes off
Literally the first weekend I moved into this apartment building, the fire alarm went off at 11:20 pm (that should have been a sign), I was still up and I freaked out, like nearly had a panic attack. I was in a new environment I wasn’t yet comfortable in, full of flammable boxes and everything I owned was moments away from going up in flames, literally.
Initially, I thought it was just a joke someone pulled the alarm because I’ve never been in a real fire before, but this building’s alarm was screeching. Deaf people down the street could hear it. So I popped my head into the hallway and sure enough, I saw smoke.
Fudgsicle (I don’t cuss a lot). This building is going to burn.
What’s important enough in my life to save
In this moment, the fire alarm is blaring, I see smoke and I’m covering my ears, trying to think what I should take with me. What do I save?
It’s funny to think about, everything I own is in a 582 square foot studio apartment. So I went from one end of the apartment immediately assessing the value of everything in a snap judgment.
Bookcase (Let it Burn) – It only has books, movies, and expensive art supplies. I can rebuy those later. Bye, bye first edition of the Harry Potter books.
Bed (Let it Burn) – Beds cost a ridiculous amount of money and I don’t want to pay for another one but it’s crazy to try to save a bed, no matter how comfy. Bye, bye bed.
TV & Gaming System (Let it Burn) – Funny how important buying a big tv is or how much time you spend watching Netflix, but in a moment like this, you’re so easy to leave it behind. These are replaceable, you can always get a new one. Bye, bye Xbox One.
Clothes (Took 2 Pairs of Clothes) – If everything was going to burn down, I would need a few sets of clothes to get through the next couple of days. I literally pictured myself going through the insurance claims over following weeks, so I wanted some clothing I could get by in. I grabbed some shirts, socks, pants, boxers and a jacket.
Kitchen (Let it Burn) – Who am I kidding, I barely cook. There is absolutely no food or kitchen appliance/utensils that I would want to save. Sorry Chef Ramsay, bye, bye kitchen.
Computer (Take the Computer) – I pretty much live my life through my computer for both personal and work stuff. While you can always buy a new computer, it was the documents on it that held the importance. Since it’s such a big part of my life, plus I imagined I would need it for any paperwork I needed to submit to the insurance. So the computer came with me.
Golf Clubs (Let it Burn) – I wouldn’t have time to play while drowning in my tears over my burnt apartment. Goodbye putters.
Hiking Bag (Let it Burn) – I actually considered taking the hiking bag with me. It already had all my hiking gear in it. Like my tent, sleeping bag, supplies and even some MREs. Everything I figured I would need to live in the street for a bit. However, I decided against it because I would probably crash with a friend. I was really iffy on this, but the bag can burn.
Firebox of important documents (Took with me) – All my important documents like my car title, social security card, passport and everything are kept in a fireproof lockbox, a very heavy lockbox. So while I figured it would likely survive a fire, I was paranoid and threw it in my duffle bag.
Wallet, Keys, Phone (Took with me) – These were probably the most important because they were the first thing I thought of. Especially the wallet (ID, credit cards, cash). Anything I didn’t have I could bye. So these came with.
Lastly, since I knew everything in my apartment would burn, I snapped a few photos from different angles on my phone so I could show my renter’s insurance everything they needed to reimburse me more.
So in a span of 3 minutes, while the fire alarm was blaring, I assessed the entirety of my life assets and deemed them worth saving or not. Isn’t that crazy to think about?
When I left my apartment, the most important things I owned was a set of legal documents, a computer, my phone, 2 set of clothes and my wallet. That’s it. It really makes you wonder what’s important enough in your life.
How the night ended
I grabbed my duffle bag full of the most important “things” in my life and took off down the hallway. Since I was still new, I had no idea where the stairs were. Luckily building codes require them to be posted around the elevators. So taking the stairs, I excited outside along the sidewalk with the rest of my 200 apartment residents. Then the fire trucks came.
Fireman charged through the doors and disappeared leaving everyone moseying around and chatting amongst ourselves. Conversations could be overheard of “dumb drunk people” to “did you see smoke, I saw smoke”.
We were left on the sidewalk with no information for 20 minutes before we heard the fire alarm go off and the firemen exit the building. We were given the all clear and started to walk in. As I passed, I could hear the building manager speak to some other tenants explaining that someone on my floor came home drunk and attempted to cook on the stove, filling the apartment and our floor with smoke.
Silly drunk people.
Seriously the fastest way to assess your life’s stuff
While I went back to my apartment a little angry for the whole ordeal. I was bewildered that I was currently holding everything important in my life.
Likewise I discovered what wasn’t important and how easily I thought “oh, I could always just buy another one”. All of my “stuff” had a price tag and was so easily replaced. It forced me to wonder what is actually important in my life. What can I get rid of and what do I actually need. Also what new stuff do I actually need to buy and would I actually save it in a fire? If not, do I really need it?
Of course, I don’t ever recommend you wait till your house/building is on fire to do a life assessment, but it is a challenging exercise to wonder what handful of your things you would save in a fire.
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
We’re all about trying new ways to save money (and time) on Wallet Squirrel. Here is one of my latest attempts to save both during my regular lunchtime meals. In short, this my story on how I replaced my lunches with a $2.36 Huel meal replacement shake for a week for a Huel Review.
First – What Is A Meal Replacement Shake?
These are shakes that contain all the nutrients you need in a meal. Everything we’re supposed to eat as humans to be healthy, but all contained in a shake. No more worrying if your meal is healthy or balanced, you have scientifically measured powder you mix with water and that is the meal of the future.
These really started to become more and more popular lately thanks to Gamers who didn’t want to waste time cooking. They wanted a fast and easy method to eat so they could get back to gaming with little effort. Plus if it was healthy, they would have more mental capacity and energy to continue gaming.
This movement resonated with a lot of people of today’s generation that also wanted an easy, ready-to-go meal replacement shake so they could continue their busy lives.
Are Meal Replacement Shakes Good?
Does it matter? If you’re drinking a nutritionally complete meal and for far cheaper ($2.36 per meal with Huel) than a regular meal. Does taste matter?
For most people, it’s still an issue. To these people, no it does not taste good! These meal replacement shakes are far from tasting good. At best you get bland and yes, that is best!
What Type Of Meal Replacement Shakes Are Available?
For this, I had to do some research. Normally I’m all about Hot Pockets, Pizza Rolls, and Ramen Noodles, so basically anything else on the planet is more nutritious for me than these. However, if I was going to go all in with a meal replacement shake, I wanted the best. During my research, I looked at 2 different meal replacement shakes that came highly recommended.
Each of them had a loyal fan base and both fairly nutritional shakes, but I leaned towards Huel because it had a bit more protein per meal. Here is my one week Huel Review.
Huel Review: Here’s My Story Trying It For A Week
Pre-Huel Review – I spent about a week and a half researching Huel, reading reviews and listening to YouTube testimonials. I finally decided on Huel (located in the UK) and ordered off their website. I ordered 2 bags (28 meals) of their vanilla flavor. This is their recommended amount to buy your first time. Since it was my first time ordering, they gave me a free shaker and t-shirt. In total, it was $66.00.
I receive them in the mail about 2-3 days later, it was really fast delivery! I assume they have a distribution center in the US somewhere, otherwise, that was very quickly delivered from the UK.
I read on many of the reviews that people went to the extreme and replaced all of their meals with Huel for a week. That’s intense! In doing this, it took some time for their body to adjust to the alternate food source. They described some very embarassing gassy situations.
Sorry guys, I’m not doing that. I’m only replacing my lunches. I walk home for lunch every day with limited time to eat. I thought I’d substitute my lunches for this meal replacement shake to save both money and importantly time (also dishes).
Day 1 (it was rough) – It was the weekend so I tried I decided to try Huel early. I read the brochure that says 3 scoops is equal to 1 meal. So I throw 3 scoops into one of the shaker containers I already have and fill it with water. I didn’t think it mattered. The shakers I’m talking about have a metal wire ball that sits in the bottom and bounces around when shaken to additionally stir more of the protein mix in the water. I shake for about 2 minutes and take a drink.
AHHHHHHH, it was the weirdest taste of my life!
My face scrunched into a ball, shrinking as small as possible to hid from the strange taste of the Huel. I sat there motionless hoping it would all go away. In doing so, I tried to realize what was so off about it.
It didn’t have ANY flavor, it was the blandest thing I ever tasted! However it was the chunks of congealed powder that was the grossest thing ever. The powder clumped together in the water forming dry chunks of grit that caused my throat to revolt.
I just couldn’t deal with the chunks. It was the texture that got to me, texture wouldn’t wish it on my worst enemy. I was determined to finish it though, it was only Day 1. I kept taking drink after drink while working on something else to take my mind off it. In the end, it took me 4 hours to finish my first shake because my sub conscience wanted to delay the inevitable as long as possible. I seriously considered quitting this entire Huel review.
Day 2 – (it got better) – The next day was a Monday, so I came home from work and knew I had to try again. This time I had to do something about the chunks, I couldn’t take them anymore (YUCK)! So I threw the 3 scoops of powder, added water and dumped ice into a blender. I read ice helped in some other reviews. Then I let that concoction blend for a full minute. I’m sure 15 seconds would have been fine, but I wanted revenge at this point.
I poured the blended goo into the shaker they gave me. This shaker didn’t have a metal mixing ball like my others, but it did have a plastic mesh to help capture the large chunks of the powder from being drank. I appreciated this….
It actually wasn’t bad at this point. There wasn’t much favor but a complete lack of chunks really won me over. At this point, I realized maybe I could make it.
Day 3-7 (easy peezy) – The following days were easy and time-saving. I came home, set up the blender, added ice/water/powder, and poured it into my Huel shaker to drink. I began to finish the drink under 30 minutes (while doing something else). It wasn’t too bad and I eventually got used to the odd taste.
It’s not the worst thing in the world.
Moving Forward
I will probably continue to use Huel as my backup lunch option, like Peanut Butter and Jelly Sandwiches, when I have nothing else in my fridge after this Huel review, but it’s such a good option that’s quick and cheap. My only hang up is I regularly have to wash the blender and single Huel shaker after every use. My goal was to have zero dishes for the ultimate meal replacement.
Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!
Unroll Me App Review – The Best 5 Minutes for Your Email’s Inbox
Unroll Me App Review – The Best 5 Minutes for Your Email’s Inbox
