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How to Learn From 2017 to Perfect Your 2018 Goals

January 1, 2018/3 Comments/in Self Improvement /by Adam

How to Learn From 2017 to Perfect Your 2018 Goals

Happy New Years to everyone!

We hope you had an amazing 2017 and that you are ready to tackle 2018!

As I mentioned last week, let’s talk about what goals we failed in 2017 to make 2018 more successful.

I am no goal expert but I thought I would share my method to succeeding at goals. Either you will learn something new or you can give me some more advice in the comment section below.

Setting Goals

If you do not already, you should be setting goals for yourself. These goals should be your big year-long goals. Then there should many smaller goals to accomplish those.

This time of year I focus on the year-long goals. Those other little detail goals are future Adam’s problem.

To help me organize them I use a mind map. Mind maps help me organize the goals better. You can use whatever method you want to though.

My favorite app to use is the Mindly app. It has a very clean and easy to use interface.

Here I figure out two or three year-long goals that are nestled under my life goals. This ensures that I take a step closer to those massive goals each year.

Example of Mindly

Looking Back

To be honest with you, I do not accomplish each and every goal every year.

I can say that I have become more and more successful each year. When I first started this goal-setting method two years ago, I only accomplished around 25% of my by year-long goals. This year I am at an 80% success rate!

How did I keep improving?

Well, at the end of each year I take a look back to figure out how successful I was. When I did this for the first time it made me really depressed as I felt like I wasted a whole year. This motivated me to focus better for the upcoming year.

The next thing I do is take an honest look at why I failed last year’s goals. For me, it is mostly because I did not focus enough throughout the year. I lost track of my goals during the year and forgot about them.

Looking Forward

You should now figure out a way to fix and implement that fix for the upcoming year.

For me, this coming year I look to fix my focus issue so I do not forget my goals.

To implement this fix, I will look at my year-long goals every week to see what I can do next week to get me closer to those goals. This technique will be the same thing I do with the year-long goals but on a smaller and shorter timeframe.

If you wanted, you could do this on a day-to-day basis as well. I might switch to this later in the year but will start with a week-to-week time frame while setting daily to-do’s.

I am hoping this technique helps keep me focused throughout the year to check-off all of my year-long goals!

What do you plan to implement this year?

Time to Tackle Those 2018 Goals!

Now it is time to go make 2018 the most successful year of your life!

I dare you to write your goals in the comments below and come back to this post in 365 days to see how successful you were.

To keep things fair, here are some of my 2018 goals.

  • Personal – Read one book per month.
  • Blogging – Get Wallet Squirrel’s viewership up to 50,000 per month.
  • Finances – Cut my student loan debt in half.

Again, Happy New Year! Andrew and I are truly thankful for all of you for making 2017 a special year! We are so excited to see what 2018 has to bring to Wallet Squirrel.

 

Cheers!

Adam

 

Serious Question: What Makes You Happy At Work?

December 21, 2017/4 Comments/in Self Improvement /by Wallet Squirrel

Serious Question: What Makes You Happy At Work?

I get the simple reason why we work, we want to make money to do the things we want to do. We trade time and energy for money. Then spend money on things to make us we need/want. This I totally get.

However, most of us are trading time and energy for money and still unhappy.

In fact, over 52.3% of Americans are unhappy at work.

This is crazy! In most cases if something makes you unhappy. You quit doing it! Yet most of us go to work every day at places we don’t want to be.

Are we idiots?

Are You Unhappy With Your Job?

I was recently asked if I was unhappy with my job? I was a little surprised a co-worker asked me this. Their reasoning was that I USED to be extremely happy and excited about everything, now I was more monotone or lacked the excitement I used to have.

Honestly, I was a little pissed. No one wants to be told that they lack anything. Yet in reality, I was madder at myself that I let it show that I was unhappy. I’m part Irish, I’m used to bottling up my feelings and not tell anyone that anything is wrong.

It made me ask myself if I was unhappy with my job? It was pretty scary.

What Does Unhappiness at Work Look Like?

If you ask yourself “Are You Unhappy At Work?” it’s not an easy answer. So I started to create a list of signs that would force me to see the truth.

  1. Do I hate waking up in the mornings and coming in for work?
  2. Do I feel I have no future at the company I’m at?
  3. Does the day fly by or drag on?
  4. Do I get excited about new projects or is it dread?
  5. Am I doing the same thing over and over or is it new and exciting?
  6. How do I describe my job to new people?
  7. Does Jenny in Accounting ask if you’re unhappy at work? WTF

Dang, I totally answered yes for quite a few of these. So do I quit my job now or start looking for a new one? I freaked out just writing this list.

Does it even matter though if I hate my job? Whether I hate it or love it, I still NEED it. I have bills to pay and the money I make can buy things that make me happy. Should something I do 40 hours a week need to make me happy?

Well, yes….. Your job should totally make you happy. It absolutely should. However, before you quit you should answer the same question I’m now asking.

What Would Make You Happy At Your Current Job?

The other day I pulled a senior co-worker aside and asked them “What do you think I should do in 2018 to improve the company, goals, vision, etc?” I was expecting some generic answer like things to help the bottom line. However, he surprised me entirely.

One of the best questions I’ve ever been asked was “What do you want to do that makes you happy?”.

Holy Cow! It’s a simple question, but one I’ve never been asked before. I couldn’t actually answer right there and there though. I told them I had to think about it and I’m still thinking about it.

What would make you happy at your current job?

Most people say better pay, but that’s a reward, not necessarily something that affects your everyday duties. What would you change in your day-to-day duties that would make you happier?

That’s currently what I’m thinking about. What would you say?

Wallet Squirrel

Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!

www.walletsquirrel.com/

5 Ways You Can Prepare Tonight for a Productive Tomorrow

November 27, 2017/7 Comments/in Self Improvement /by Adam

Struggling getting up in the morning? Here is how to concur that speed bump. Learn how to prepare tonight to have a productive tomorrow!

5 Ways You Can Prepare Tonight for a Productive Tomorrow

We have all at some point in our lives thought to ourselves, “I am going to wake up early tomorrow to work out!”

Then tomorrow comes. Your alarm clock goes off at 4:30 AM. Then 4:35. Then 4:40. This snooze action happens all the way until 5 AM comes. At this point, time is beginning to slip away quicker and quicker where you are losing the time to workout. You might as well just go back to sleep for 30 minutes before starting to get ready for work.

Your mind is racing, fighting between what you need to do, work out, and what you want to do, sleep. Eventually, you make the decision just to sleep more because you fought with yourself until it was too late to workout.

It feels so good to roll back over into bed to grab a few more minutes of rest but later regret sinks in. As you hop into the shower, you start getting angry with yourself. You yell at yourself throughout the morning finally coming to the conclusion that you will try again tomorrow.

Then tomorrow comes only as a repeat. It is like you are stuck in the movie Groundhogs Day and Bill Murray is not there to lend a shoulder to cry on. What a nightmare!

Well do not worry, you are not alone! We all go through this struggle. And let’s face it, it really is a struggle to get that motivation to get out of bed at 5 AM!

Luckily, I have actually figured out a way to get over this mountain. The secret is all in the preparation you do tonight that will help you be more productive tomorrow whether it is working out, finishing a big project, or just wanting to get more tasks checked off the to-do list.

via GIPHY

1. Prepare Breakfast, Lunch, and your Outfit for Tomorrow

To start your tomorrow off right, you need to get some physical items checked off first.

I always think about what am I going to eat for breakfast. If it needs some preparation I get that done tonight so I can just pop it in the microwave and go. This does not take that long. The breakfast prep usually only takes about 15min out of my evening.

My wife and I always make enough food for dinner to take leftovers for lunch the next day. This really makes our lunch prep super easy. As I am plating our dinner I also throw some of it in some tupperware. Within a couple minutes, I can throw some yogurt, fruit, veggies, along with the leftovers into my lunch bag.

Boom! In 20 minutes or less, I have all of my food ready for tomorrow!

Now it’s time to spend another 2 minutes pulling out what I will wear tomorrow. For me, this does not take that long as I am not the most stylish person, unlike Andrew. You can see the difference on our About Page.

There are other things you can get ready as well. I like to line up my workout clothes and shoes in the morning along with any supplements. Other people might consider getting the coffee maker or their work bag ready.

via GIPHY

2. Look at What You Did Today

It is always good to look at the past to see how you did. Answer the following questions…

What did I get done today? Is there anything I did not get done? What can I learn from today to make tomorrow better?

These questions should help you learn from your mistakes as well as help motivate you for tomorrow.

The key here is, to be honest with yourself. Do not just quickly answer each one of these questions, actually look at your day and your performance. If you take a deeper look at what you actually did, you have a higher chance of finding ways to improve yourself for tomorrow.

3. Map Out What You Need to do Tomorrow

After looking into the past, it is time to see what you have ahead of you. What do you need to accomplish tomorrow?

Mapping out your day is extremely beneficial because it creates a solid plan as to what you need to do and when you are going to do it.

I tend to lose productivity in my day because I do not know what to tackle first. This creates a scattered brain moment for me, paralyzing all of my production until I can lay out what needs to be done.

I like to use the Tick Tick application to help map out my day. Using the calendar mode allows me to see what my day will be and easily adjust to unforeseen speed bumps that will happen.

Overall, I find that mapping out my day allows me to stay more focused on the tasks that need to get done for the day. Staying more focused throughout the day allows me to check off so many more to-dos on my list.

via GIPHY

4. Get a Good Night of Rest

Sleep tonight is key for a productive day tomorrow. There is so much you can do to help you sleep better at night

Work out: Working out helps wake you up for when you want to be awake but it also tires you out for a good night of sleep. Try to get at least 60 minutes of physical activity every day.

I spend 30 minutes before going to work on the stationary bike. Over my lunch break, I go for a 30-minute walk. Then finally I try to do 30 minutes of yoga after work.

Turn off the phone: Looking at a screen an hour before going to sleep can stimulate your brain again. Obviously, you do not want to do this right before going to sleep.

Instead of reading on your phone try to read a book or pick up an Amazon Kindle Paperwhite. This will help your mind calm down for a good night of rest.

Eat and drink right: Avoid eating or drinking any sugary drinks close to bedtime. Also, avoid caffeine or alcohol within four or five hours of going to bed.

When you wake up, drink a glass of water. This will get you rehydrated from the night and get your body going the right way.

via GIPHY

5. Do Everything Within 5 Seconds

Watch this speech from Mel Robbins below until about the 16:00 mark. Go ahead. I will wait for you.

This will be the best 6 minutes you spend watching any video today. Maybe even the week. For me, it was the entire year.

If you are going to take anything from today’s post, it should be this advice, DO NOT HESITATE!

When you are laying in bed, trying to talk yourself out of getting out of bed, start counting down from five. Make it a goal to get out before you reach zero. If you cannot, it is less and less unlikely you will actually pursue your goal.

These moments happens ALL day long. There are times throughout the day when you know what needs to be done but you hesitate. If you do not move into action within five seconds your brain starts to talk you out of what you need to do.

Do not let this happen. Do not let your dreams stay in your head.

If you would like to learn more, Mel wrote a book about her Five Second Rule. I recommend you check it out!

Now Go Seize the Day!

Now it is your turn! What are your goals? Let’s go tackle them!

Do. Not. Hesitate.

What Is Estate Tax – How does it work & does it affect you?

November 9, 2017/4 Comments/in Personal Finance /by Wallet Squirrel

What Is Estate Tax – How does it work & does it affect you?

The estate tax is a big issue lately because of the current US administration’s plan to remove it in their current their tax overhaul. While I won’t go into the politics, I do want to touch on “What is estate tax” because most of us don’t know what it is or don’t have enough money for it to be a concern.

In fact, only 0.2 percent of Americans will owe any federal estate taxes in 2017, but it’s consumed 70% of the media lately. So let’s dive into what is estate tax.

What is Estate Tax

Estate Tax is a federal tax you pay when you die. So when someone dies and leaves their children their estate, it’s taxed before your children get your wealth. When I say “estate” we’re not talking about your mansion (although it could be), I’m talking about all your assets combined including cash, real estate, houses, stocks, etc. Everything you owned makes up your “estate”. I explain “estate” in the article what happens to debt when you die.

The Estate Tax is a tax on your “Estate”, but it only taxes your estate after a certain amount.

The federal estate tax exempts the first $5.49 million of your estate but taxes anything over that $5.49 million at a 40% rate, that’s what you pay in estate taxes. However if you’re married, you’re allowed to exempt the first $10.98 million and taxed anything over that.

What is the Estate Tax Formula

It helped me a lot understand the Estate Tax once I visually saw how it worked.

(Your Estate – $5.49 million) * 0.4 tax rate = How much you pay in Estate Taxes

So if you died with $10 million in assets to leave to your children ($10 million is my goal). You would subtract 10 million from the $5.49 million federal exemption which is 4.51 million. That 4.51 million would be taxed at a 40% rate, so in the end , ou would pay $1.804 million in taxes to the federal government.

So the rich are taxed 40% when they die? Well no

When we talk about the federal estate tax, we’re talking about taxing those assets over $5.49 million at the 40% rate. Not your entire estate.

The Center on Budget and Policy Priorities has a table on the average amount of wealth people paid in estate taxes in 2017.

So the average person who paid estate taxes in 2017 paid the federal government 17% of their entire wealth because of the estate tax. This is lower than 40% because of two reasons.

  1. You have such a large exception, the first 5.49 million is tax free. So in my example of a $10 million dollar estate, the entire estate is only taxed 18% in total. Because the 1.804 million I pay is 18% of the overall 10 million portfolio.
  2. There are several ways shield your money from estate taxes including donating to charity, gifting money (you can gift an individual up to $14,000 per year), set up a trust and other loop holes that help lower your estate tax bill.

How much money does the estate tax make?

In 2014, according to the Tax Foundation, the estate tax raised $19.3 billion or 0.6 percent of the total federal revenue ($3 trillion). In the past, it used make up 1% of the federal revenue. Because in 1990 the federal estate tax exception was a lot lower and more people had to pay the estate tax.

Does the estate tax affect you?

Likely not unless you’re bundled up with a large amount of wealth, or more than $5.49 million.

Keep in mind this is your total wealth as your “estate”, so farmers who don’t necessarily make a lot, but own large amounts of land. That land could be valued at a high rate, bringing your “estate” higher than that $5.49 and causing you to pay the estate tax before passing it down to your heirs.

However most people, 99.8% of Americans, don’t have to worry about paying the estate tax.

Wallet Squirrel

Wallet Squirrel is a personal finance blog by best friends Andrew & Adam on how money works, building side-hustles, and the benefits of cleverly investing the profits. Featured on MSN Money, AOL Finance, and more!

www.walletsquirrel.com/

Getting Rid of Distractions for Self Improvement Part 2/4 – Failure is Okay.

June 19, 2017/2 Comments/in Self Improvement /by Adam

So I am a couple weeks behind on this post. It is all with good reason though. Firstly, I wanted to start our new series that fit better into our blogging schedule earlier in the month. The new series highlights other financial bloggers and their income reports, Income Report Roundup (new title is in the works). This is a great opportunity for you and I to see what others are doing to accomplish financial freedom.

Secondly, I failed pretty hard with a lot of my goals in this first month. So I needed to take a step back, be honest with myself, and reset. We will go over more about this next. Since resetting two weeks ago, I have been able to accomplish every goal in the shorter time frame. Pretty awesome!

There is Nothing Wrong With Failure

Failure is not what I am scared of. There is nothing wrong with not figuring something out the first time around, or the second, or the third, or…well you get the picture. What I am really scared of is not learning anything from those failures, getting stuck in a loop trying the same thing over and over.

“I have not failed. I’ve just found 10,000 ways that won’t work.”   – Thomas Edison

See we can read every self improvement article on the internet but never know what really works for us as individuals. Those articles, like this one give, can give us a starting point. From there it is how we handle the failure because there likely will be. Either we can get frustrated, giving up on the first try saying, “Working out to get healthy just is not for me.” Or we can keep pushing, analyze what went wrong, and make adjustments for the next time around.

For me, there have been many things in my life I have kept trying to fit into my life as a habit. This includes working out. I have tried everything in the book but nothing ever stuck. Over the years I have tried different routines, exercises, times of day, and so on to keep that motivation going. Finally, I have found the routine and motivation to get up every morning (continue reading for the answer).

What habit have you been trying to make stick? Have you found the solution or are you still searching for what works for you?

Last Month’s Goals

So let’s go over the goals I had for last month. These goals were meant to help me get rid of materialistic distractions, technological distractions such as Facebook, and getting in better habits such as working out in the morning. I am not going to explain each goal in detail again. If you are curious about the details of every goal you can read about them in Part One of this series.

Sell extra items that can be a distractions – This one is going A LOT slower than I thought it would go. I have put everything on the market but I have only sold one item. I will continue to post these items, probably cutting the prices a bit to make the items more enticing.

Finish our backyard renovation – Major Success! By the middle of May we had the backyard completed. For more details check out my article about How to Save Big Money on a Home Remodel. I wouldn’t have been able to complete this task without friends and family. Especially my wife who watched our little one every night so I could work on the yard.

Start waking up earlier, 5:00 AM, to work out – This was a major fail in the first four weeks. I partially blame it on how intense the backyard project was. With how much material I had to move around, remove, and move in I was just wiped for the day. But excuses are excuses. I still did not work out for two weeks after that until I did my reset a couple weeks ago. So what changed? Well…

As mentioned already, in the last two weeks, I have woke up every morning at 4:45 AM to work out for 30 to 45 minutes. What really worked for me to wake up so early was prepping everything I need in the morning, the night before. This was the last goal of mine for this month. Turns out it had a cascading affect on other goals.

Stay focused on achieving my goals one percent at a time – I am not sure if I know how to quantify this one but I believe this was a success. I was able to work on Wallet Squirrel and other goals for at least an hour every day after my little one went to sleep for the night.

Set up my next day the day before. Each night before bed – Pass! I spend about 15 to 20 min a night getting ready for the next day. This really sets me up nicely for getting up at 4:45 in the morning to workout. I found a time during the evening that is consistent for me to get everything ready. The trick is remembering to stick with this which enforces the habit. To help you remember, set an alarm or a reminder on your to-do list.

Next Month’s Goals

This coming month I want to continue to build on top of what I started. This makes for an easy first goal…

Continue to build on with what I started last month – Though most of what I set out to accomplish last month was a success, they are still new habits that can be lost very easily. These first month’s goals were supposed to be a foundation for the next goals. To lose them might make it harder to continue in the coming months.

Improve the marketing for Wallet Squirrel – Now that I have completed my initial goals for Wallet Squirrel (SEO, web performance, and content) it is time to reach a wider audience. Even though we have tripled our views in the last three months we still need to increase our viewership. Andrew and I met this past weekend, dividing out our tasks so I know what needs to be done.

Less social media – I talked about this a lot in the first article but I really did not do anything about. This month, I want to get rid of all distracting social media that is not beneficial for my goals. This means that the only reason I should be on Facebook, Twitter, and so on should be to promote Wallet Squirrel. Other than that, who cares.

Close lose ends – There are a couple of tasks that I need to wrap up. They are 95% done but there is only one more item to cross off before the overall task is at 100% complete. One example of an almost complete task is with our web performance. We have done everything to boost it even including the move to Bluehost.  The last piece of the puzzle will be to setup a new caching plugin. Should be an easy one, hopefully.

Review

Remember, failure is okay, as long as you learn from that failure. Do not let that failure get you down and quit. Use it to prop yourself up to get back at it with a new strategy.

Like last month. I challenge you make your own goals for this upcoming month. Let’s check in next month at the third week of July to see how we all did.

If you are looking for ideas on what you could do, check out our Ways to Earn More Money page. Here you might find something that catches your eye.

Self Improvement – Get Rid of Your Distractions Right Now – Part 1/4

May 1, 2017/4 Comments/in Self Improvement /by Adam

Self Improvement – Get Rid of Your Distractions Right Now – Part 1/4

I am going to try something new for a self improvement article that has not been done here on Wallet Squirrel yet. Starting this week I am going to do a little mini series about getting rid of distractions within my own personal life. This series will go for the next 3 months with an article being released at the beginning of each month. It will be during the same week when Andrew releases one of his awesome income reports.

This will not be one of your typical self improvement articles where I list off a bunch of things for you to try. No, this is a list of items for me to go out to personally experience it for you! Over the years I have been reading article over article about self improvement, and do not get me wrong, there are some good tips out there. The issue is most of the writers have never tried these “self improvement” tips themselves so how do we know if they work?

Getting rid of distractions is key to self improvement. Without those distractions you can work on what you truly love.

Getting rid of distractions is key to self improvement. Without those distractions you can work on what you truly love.

One of my favorite writers about self improvement is Z from Zero to Skill. He often writes about his own personal experiences on becoming a better and more productive person. One article I loved was his Ultimate Guide For Waking Up Early. He walks through what helps him and what did not work out to help him get up in the morning after years of trial and error.

This personal touch is what I want to bring to this mini-series. My goal is to give you several ideas throughout the series on decluttering your life to for self improvement and increase your productivity.

The Beginning – Part 1 of 4

Today we will talk about the foundation as to why and what I plan on doing over the next three months. Today we will talk why we should all get rid of distractions in our lives. Then I will lay out some goals that I want to accomplish. Then I will set out for a month using several techniques I have researched about over the years. Part 2 of the mini-series will talk more about those techniques and what did or did not work out.

Let us begin!

Why Getting Rid of Distractions is Beneficial to Self Improvement?

Just this past weekend my pastor at church talked about work during his sermon. One thing he mentioned really resonated with me. He talked about what if everyone would cut back on all extra clutter in life (ie. Playing on the Xbox, watching Netflix, looking at Facebook, etc)? Then he asked, what if everyone took that time/energy and put it into their passions instead? Think about how much more productive and successful those individuals would be.

Now this is not the first time I have heard these questions about people spending more energy on their passion rather than only being consumers of unhealthy distractions. Sadly, I cannot remember those other examples but this is my most recent encounter with the thought.

The Fear

The thought of removing all of this extra clutter in my life seems really scary at first. I think, “What if a better video game such as COD: WWII comes out?” Or, “What if I miss some big important message or video of a cat saving a dog’s life on my Facebook feed?” This fear is FOMO, the fear of missing out. Just recently, I have only begun to understand that this stuff does not really matter in life. What I should be worrying about is my family, my friends, hiking in the Colorado mountains, along with other passions such as working on websites.

After coming to this realization I was able to clearly see that there are so many materialistic items in my house that I really did not use anymore. The only reason I am holding on to them is because of that “What if” moment. For the first time, I was free to let go of those items.

Question: Go ahead, take a look around your house. Do you have any of these items in your house? What is your goal by getting rid of distractions for self-improvement?

For me, it is all about getting rid or minimizing these distractions so I can become more financially free from debt. This will be accomplished by replacing Facebook, the Xbox, as well as reducing Netflix to spend more time on Wallet Squirrel, Adam Olson Photography, and other side hustles. This will all lend me to enjoy my family and friends more.

Ugh! Facebook…..

My Story

Getting distracted is very easy for me. Especially when I have something in front of me such as an Xbox, Netflix, or Facebook to distract me.

There is something that Marc from Surviving Prepper said that really caught my attention.

“If you eliminate items in your life that are not needed, you have room for items that are needed”

For me, I see this as I need to remove the distractions in my life so I can really focus on what is important to me (God, family, friends, fitness, and yes…Wallet Squirrel).

I tend to be a very materialistic person. These fun but worthless items keep me distracted on what really matters, my family, life goals, health, and so on. It is time to make the sacrifice by selling a bunch of items in our house that seem to add more value to my life but really do not. Some of these items include an extra 42 inch TV, an Xbox, a couple old laptops, an old camera, and whatever else I find.

I also like to watch a lot of Netflix on my own while working on tasks. It really slows down my productivity. Netflix will not get canceled because I also enjoy sitting down with my wife to watch a show or movie. Instead, I will set a rule that Netflix watching is only when I am with her.

Social media and Netflix are major distractions for me.

Social media and Netflix are major distractions for me.

The biggest step self improvement will be dropping social media sites such as Facebook. I have tried many ways to avoid this evil distraction but I cannot get away from it. Because I use Facebook messenger to communicate with my best friends and some are too stubborn to switch services **Cough**Cough** Andrew **Cough**Cough** I cannot get rid of Facebook altogether. So I will use Cold Turkey to block the site on my personal and Home computers as well as my phone.

Side Note: If you do not know what Cold Turkey is, I highly recommend you check it out. It allows you to block any distracting website on your computer or application on your phone. You can set up custom schedules to when and when you cannot access these websites or applications. It is really helpful!

Self Improvement Goals in the Next Four Weeks

I have a lot to accomplish in the next four weeks till the June follow up article comes out. Below is a set of goals I plan on accomplishing before the next follow up.

  1. Sell extra items that can be a distraction. I will sell the items just like Andrew did in his article How to Sell Something on Craigslist and Make Money. This extra money will go towards paying off our car loan quicker.
  2. Finish our backyard renovation. This project has been a HUGE distraction the past couple of weeks. We completely tore up the backyard and are starting all over with a blank slate. In a future article, I will write about this experience and save over $4,000 in costs! Stay tuned!
  3. Start waking up earlier, 5:00 AM, to work out. Using Z’s method, mentioned above, I will try to wake up earlier to work out on a consistent basis. It is well known that people who work out in the morning tend to be more productive during the day. My wants are there but the will is not so this is going to be a challenge.
  4. Stay focused on achieving my goals one percent at a time. There is nothing wrong with having big goals but trying to accomplish them all in one big chunk is setting yourself for failure. Instead, it is better to divide those large goals into smaller goals and accomplish those. I will focus on to only complete smaller tasks each day that get me one percent closer to completing my overall goals.
  5. Set up my next day the day before. Each night before bed I want to layout my plan of attack for the next day. This will not require much time, maybe 10 to 15 min. Here I will plan out the smaller tasks that I want to conquer.

 

Wakey! Wakey! Time for eggs and bakey!

What to Expect in the Follow Up

I will go over if I accomplish these goals or not and the techniques/tips used for each goal. There will be a detailed review of what I did to accomplish each one and what you can do for yourself. If I fail, I will go over what did not work and adjustments to be made.

Stay tuned for the remainder of this raw adventure giving yourself real life tips and tricks to getting rid of distractions for self improvement.

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